LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,149
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$142,447
−HK$4,366/mo
Today · 4.125%
HK$146,813
baseline
▲ 0.50% · 4.625%
HK$155,746
+HK$8,933/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$293,626/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,690
−HK$8,303/mo
▼ 0.25% · 3.875%
HK$157,812
−HK$4,181/mo
Today · 4.125%
HK$161,993
baseline
▲ 0.50% · 4.625%
HK$170,532
+HK$8,539/mo
Deposit HK$30.29M · loan HK$30.29M · min. income ≈ HK$323,986/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,779
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$170,936
−HK$5,239/mo
Today · 4.125%
HK$176,175
baseline
▲ 0.50% · 4.625%
HK$186,895
+HK$10,720/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$352,350/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,428
−HK$9,964/mo
▼ 0.25% · 3.875%
HK$189,374
−HK$5,018/mo
Today · 4.125%
HK$194,392
baseline
▲ 0.50% · 4.625%
HK$204,639
+HK$10,247/mo
Deposit HK$24.23M · loan HK$36.35M · min. income ≈ HK$388,784/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,409
−HK$12,129/mo
▼ 0.25% · 3.875%
HK$199,425
−HK$6,113/mo
Today · 4.125%
HK$205,538
baseline
▲ 0.50% · 4.625%
HK$218,044
+HK$12,506/mo
Deposit HK$18.18M · loan HK$42.41M · min. income ≈ HK$411,076/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,166
−HK$11,625/mo
▼ 0.25% · 3.875%
HK$220,936
−HK$5,855/mo
Today · 4.125%
HK$226,791
baseline
▲ 0.50% · 4.625%
HK$238,745
+HK$11,954/mo
Deposit HK$18.18M · loan HK$42.41M · min. income ≈ HK$453,582/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,669
−HK$15,594/mo
▼ 0.25% · 3.875%
HK$256,404
−HK$7,859/mo
Today · 4.125%
HK$264,263
baseline
▲ 0.50% · 4.625%
HK$280,342
+HK$16,079/mo
Deposit HK$6.06M · loan HK$54.53M · min. income ≈ HK$528,526/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,642
−HK$14,946/mo
▼ 0.25% · 3.875%
HK$284,061
−HK$7,527/mo
Today · 4.125%
HK$291,588
baseline
▲ 0.50% · 4.625%
HK$306,958
+HK$15,370/mo
Deposit HK$6.06M · loan HK$54.53M · min. income ≈ HK$583,176/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,574,865 · Scale 2, in force from 26 Feb 2026)