LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,175
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$142,473
−HK$4,367/mo
Today · 4.125%
HK$146,840
baseline
▲ 0.50% · 4.625%
HK$155,775
+HK$8,935/mo
Deposit HK$30.30M · loan HK$30.30M · min. income ≈ HK$293,680/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,719
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$157,841
−HK$4,183/mo
Today · 4.125%
HK$162,024
baseline
▲ 0.50% · 4.625%
HK$170,564
+HK$8,540/mo
Deposit HK$30.30M · loan HK$30.30M · min. income ≈ HK$324,048/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,810
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$170,968
−HK$5,240/mo
Today · 4.125%
HK$176,208
baseline
▲ 0.50% · 4.625%
HK$186,930
+HK$10,722/mo
Deposit HK$24.24M · loan HK$36.36M · min. income ≈ HK$352,416/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,462
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$189,410
−HK$5,018/mo
Today · 4.125%
HK$194,428
baseline
▲ 0.50% · 4.625%
HK$204,677
+HK$10,249/mo
Deposit HK$24.24M · loan HK$36.36M · min. income ≈ HK$388,856/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,446
−HK$12,130/mo
▼ 0.25% · 3.875%
HK$199,463
−HK$6,113/mo
Today · 4.125%
HK$205,576
baseline
▲ 0.50% · 4.625%
HK$218,085
+HK$12,509/mo
Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$411,152/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,206
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$220,978
−HK$5,855/mo
Today · 4.125%
HK$226,833
baseline
▲ 0.50% · 4.625%
HK$238,790
+HK$11,957/mo
Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$453,666/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,716
−HK$15,596/mo
▼ 0.25% · 3.875%
HK$256,452
−HK$7,860/mo
Today · 4.125%
HK$264,312
baseline
▲ 0.50% · 4.625%
HK$280,395
+HK$16,083/mo
Deposit HK$6.06M · loan HK$54.54M · min. income ≈ HK$528,624/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,694
−HK$14,949/mo
▼ 0.25% · 3.875%
HK$284,114
−HK$7,529/mo
Today · 4.125%
HK$291,643
baseline
▲ 0.50% · 4.625%
HK$307,015
+HK$15,372/mo
Deposit HK$6.06M · loan HK$54.54M · min. income ≈ HK$583,286/mo (50% DSR)
Upfront cash ≈ HK$8.63M (deposit + AVD stamp duty HK$2,575,348 · Scale 2, in force from 26 Feb 2026)