LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,177
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$142,475
−HK$4,367/mo
Today · 4.125%
HK$146,842
baseline
▲ 0.50% · 4.625%
HK$155,777
+HK$8,935/mo
Deposit HK$30.30M · loan HK$30.30M · min. income ≈ HK$293,684/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,721
−HK$8,305/mo
▼ 0.25% · 3.875%
HK$157,843
−HK$4,183/mo
Today · 4.125%
HK$162,026
baseline
▲ 0.50% · 4.625%
HK$170,566
+HK$8,540/mo
Deposit HK$30.30M · loan HK$30.30M · min. income ≈ HK$324,052/mo (50% DSR)
Upfront cash ≈ HK$32.87M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,813
−HK$10,397/mo
▼ 0.25% · 3.875%
HK$170,970
−HK$5,240/mo
Today · 4.125%
HK$176,210
baseline
▲ 0.50% · 4.625%
HK$186,932
+HK$10,722/mo
Deposit HK$24.24M · loan HK$36.36M · min. income ≈ HK$352,420/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,465
−HK$9,966/mo
▼ 0.25% · 3.875%
HK$189,412
−HK$5,019/mo
Today · 4.125%
HK$194,431
baseline
▲ 0.50% · 4.625%
HK$204,680
+HK$10,249/mo
Deposit HK$24.24M · loan HK$36.36M · min. income ≈ HK$388,862/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,448
−HK$12,131/mo
▼ 0.25% · 3.875%
HK$199,465
−HK$6,114/mo
Today · 4.125%
HK$205,579
baseline
▲ 0.50% · 4.625%
HK$218,088
+HK$12,509/mo
Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$411,158/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,209
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$220,981
−HK$5,855/mo
Today · 4.125%
HK$226,836
baseline
▲ 0.50% · 4.625%
HK$238,793
+HK$11,957/mo
Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$453,672/mo (50% DSR)
Upfront cash ≈ HK$20.75M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,719
−HK$15,597/mo
▼ 0.25% · 3.875%
HK$256,455
−HK$7,861/mo
Today · 4.125%
HK$264,316
baseline
▲ 0.50% · 4.625%
HK$280,399
+HK$16,083/mo
Deposit HK$6.06M · loan HK$54.54M · min. income ≈ HK$528,632/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,697
−HK$14,949/mo
▼ 0.25% · 3.875%
HK$284,118
−HK$7,528/mo
Today · 4.125%
HK$291,646
baseline
▲ 0.50% · 4.625%
HK$307,019
+HK$15,373/mo
Deposit HK$6.06M · loan HK$54.54M · min. income ≈ HK$583,292/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,575,381 · Scale 2, in force from 26 Feb 2026)