LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,186
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$142,484
−HK$4,367/mo
Today · 4.125%
HK$146,851
baseline
▲ 0.50% · 4.625%
HK$155,787
+HK$8,936/mo
Deposit HK$30.30M · loan HK$30.30M · min. income ≈ HK$293,702/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,730
−HK$8,306/mo
▼ 0.25% · 3.875%
HK$157,853
−HK$4,183/mo
Today · 4.125%
HK$162,036
baseline
▲ 0.50% · 4.625%
HK$170,577
+HK$8,541/mo
Deposit HK$30.30M · loan HK$30.30M · min. income ≈ HK$324,072/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,823
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$170,981
−HK$5,240/mo
Today · 4.125%
HK$176,221
baseline
▲ 0.50% · 4.625%
HK$186,944
+HK$10,723/mo
Deposit HK$24.24M · loan HK$36.36M · min. income ≈ HK$352,442/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,476
−HK$9,967/mo
▼ 0.25% · 3.875%
HK$189,424
−HK$5,019/mo
Today · 4.125%
HK$194,443
baseline
▲ 0.50% · 4.625%
HK$204,692
+HK$10,249/mo
Deposit HK$24.24M · loan HK$36.36M · min. income ≈ HK$388,886/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,460
−HK$12,131/mo
▼ 0.25% · 3.875%
HK$199,478
−HK$6,113/mo
Today · 4.125%
HK$205,591
baseline
▲ 0.50% · 4.625%
HK$218,101
+HK$12,510/mo
Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$411,182/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,222
−HK$11,628/mo
▼ 0.25% · 3.875%
HK$220,994
−HK$5,856/mo
Today · 4.125%
HK$226,850
baseline
▲ 0.50% · 4.625%
HK$238,807
+HK$11,957/mo
Deposit HK$18.18M · loan HK$42.42M · min. income ≈ HK$453,700/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,734
−HK$15,598/mo
▼ 0.25% · 3.875%
HK$256,471
−HK$7,861/mo
Today · 4.125%
HK$264,332
baseline
▲ 0.50% · 4.625%
HK$280,416
+HK$16,084/mo
Deposit HK$6.06M · loan HK$54.54M · min. income ≈ HK$528,664/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,714
−HK$14,950/mo
▼ 0.25% · 3.875%
HK$284,135
−HK$7,529/mo
Today · 4.125%
HK$291,664
baseline
▲ 0.50% · 4.625%
HK$307,038
+HK$15,374/mo
Deposit HK$6.06M · loan HK$54.54M · min. income ≈ HK$583,328/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,575,538 · Scale 2, in force from 26 Feb 2026)