LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,210
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$142,509
−HK$4,368/mo
Today · 4.125%
HK$146,877
baseline
▲ 0.50% · 4.625%
HK$155,814
+HK$8,937/mo
Deposit HK$30.31M · loan HK$30.31M · min. income ≈ HK$293,754/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,757
−HK$8,307/mo
▼ 0.25% · 3.875%
HK$157,881
−HK$4,183/mo
Today · 4.125%
HK$162,064
baseline
▲ 0.50% · 4.625%
HK$170,607
+HK$8,543/mo
Deposit HK$30.31M · loan HK$30.31M · min. income ≈ HK$324,128/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,852
−HK$10,400/mo
▼ 0.25% · 3.875%
HK$171,011
−HK$5,241/mo
Today · 4.125%
HK$176,252
baseline
▲ 0.50% · 4.625%
HK$186,977
+HK$10,725/mo
Deposit HK$24.24M · loan HK$36.37M · min. income ≈ HK$352,504/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,508
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$189,457
−HK$5,020/mo
Today · 4.125%
HK$194,477
baseline
▲ 0.50% · 4.625%
HK$204,728
+HK$10,251/mo
Deposit HK$24.24M · loan HK$36.37M · min. income ≈ HK$388,954/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,494
−HK$12,133/mo
▼ 0.25% · 3.875%
HK$199,512
−HK$6,115/mo
Today · 4.125%
HK$205,627
baseline
▲ 0.50% · 4.625%
HK$218,139
+HK$12,512/mo
Deposit HK$18.18M · loan HK$42.43M · min. income ≈ HK$411,254/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,260
−HK$11,629/mo
▼ 0.25% · 3.875%
HK$221,033
−HK$5,856/mo
Today · 4.125%
HK$226,889
baseline
▲ 0.50% · 4.625%
HK$238,849
+HK$11,960/mo
Deposit HK$18.18M · loan HK$42.43M · min. income ≈ HK$453,778/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,777
−HK$15,601/mo
▼ 0.25% · 3.875%
HK$256,516
−HK$7,862/mo
Today · 4.125%
HK$264,378
baseline
▲ 0.50% · 4.625%
HK$280,465
+HK$16,087/mo
Deposit HK$6.06M · loan HK$54.55M · min. income ≈ HK$528,756/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,762
−HK$14,953/mo
▼ 0.25% · 3.875%
HK$284,185
−HK$7,530/mo
Today · 4.125%
HK$291,715
baseline
▲ 0.50% · 4.625%
HK$307,092
+HK$15,377/mo
Deposit HK$6.06M · loan HK$54.55M · min. income ≈ HK$583,430/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,575,988 · Scale 2, in force from 26 Feb 2026)