LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,216
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$142,516
−HK$4,368/mo
Today · 4.125%
HK$146,884
baseline
▲ 0.50% · 4.625%
HK$155,821
+HK$8,937/mo
Deposit HK$30.31M · loan HK$30.31M · min. income ≈ HK$293,768/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,764
−HK$8,308/mo
▼ 0.25% · 3.875%
HK$157,888
−HK$4,184/mo
Today · 4.125%
HK$162,072
baseline
▲ 0.50% · 4.625%
HK$170,615
+HK$8,543/mo
Deposit HK$30.31M · loan HK$30.31M · min. income ≈ HK$324,144/mo (50% DSR)
Upfront cash ≈ HK$32.88M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,860
−HK$10,400/mo
▼ 0.25% · 3.875%
HK$171,019
−HK$5,241/mo
Today · 4.125%
HK$176,260
baseline
▲ 0.50% · 4.625%
HK$186,985
+HK$10,725/mo
Deposit HK$24.25M · loan HK$36.37M · min. income ≈ HK$352,520/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,517
−HK$9,969/mo
▼ 0.25% · 3.875%
HK$189,466
−HK$5,020/mo
Today · 4.125%
HK$194,486
baseline
▲ 0.50% · 4.625%
HK$204,738
+HK$10,252/mo
Deposit HK$24.25M · loan HK$36.37M · min. income ≈ HK$388,972/mo (50% DSR)
Upfront cash ≈ HK$26.82M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,503
−HK$12,134/mo
▼ 0.25% · 3.875%
HK$199,522
−HK$6,115/mo
Today · 4.125%
HK$205,637
baseline
▲ 0.50% · 4.625%
HK$218,150
+HK$12,513/mo
Deposit HK$18.18M · loan HK$42.43M · min. income ≈ HK$411,274/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,270
−HK$11,630/mo
▼ 0.25% · 3.875%
HK$221,043
−HK$5,857/mo
Today · 4.125%
HK$226,900
baseline
▲ 0.50% · 4.625%
HK$238,860
+HK$11,960/mo
Deposit HK$18.18M · loan HK$42.43M · min. income ≈ HK$453,800/mo (50% DSR)
Upfront cash ≈ HK$20.76M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,789
−HK$15,602/mo
▼ 0.25% · 3.875%
HK$256,528
−HK$7,863/mo
Today · 4.125%
HK$264,391
baseline
▲ 0.50% · 4.625%
HK$280,478
+HK$16,087/mo
Deposit HK$6.06M · loan HK$54.55M · min. income ≈ HK$528,782/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,776
−HK$14,953/mo
▼ 0.25% · 3.875%
HK$284,199
−HK$7,530/mo
Today · 4.125%
HK$291,729
baseline
▲ 0.50% · 4.625%
HK$307,106
+HK$15,377/mo
Deposit HK$6.06M · loan HK$54.55M · min. income ≈ HK$583,458/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,576,110 · Scale 2, in force from 26 Feb 2026)