LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,823
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,253
−HK$437/mo
Today · 4.125%
HK$14,690
baseline
▲ 0.50% · 4.625%
HK$15,584
+HK$894/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,380/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,378
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,790
−HK$419/mo
Today · 4.125%
HK$16,209
baseline
▲ 0.50% · 4.625%
HK$17,063
+HK$854/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,418/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,588
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,103
−HK$525/mo
Today · 4.125%
HK$17,628
baseline
▲ 0.50% · 4.625%
HK$18,700
+HK$1,072/mo
Deposit HK$2.42M · loan HK$3.64M · min. income ≈ HK$35,256/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,453
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,948
−HK$502/mo
Today · 4.125%
HK$19,450
baseline
▲ 0.50% · 4.625%
HK$20,476
+HK$1,026/mo
Deposit HK$2.42M · loan HK$3.64M · min. income ≈ HK$38,900/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,352
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,954
−HK$612/mo
Today · 4.125%
HK$20,566
baseline
▲ 0.50% · 4.625%
HK$21,817
+HK$1,251/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$41,132/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,529
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,106
−HK$586/mo
Today · 4.125%
HK$22,692
baseline
▲ 0.50% · 4.625%
HK$23,888
+HK$1,196/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$45,384/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,881
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,655
−HK$787/mo
Today · 4.125%
HK$26,442
baseline
▲ 0.50% · 4.625%
HK$28,050
+HK$1,608/mo
Deposit HK$606K · loan HK$5.46M · min. income ≈ HK$52,884/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,680
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,423
−HK$753/mo
Today · 4.125%
HK$29,176
baseline
▲ 0.50% · 4.625%
HK$30,714
+HK$1,538/mo
Deposit HK$606K · loan HK$5.46M · min. income ≈ HK$58,352/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$141,201 · Scale 2, in force from 26 Feb 2026)