LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,825
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,255
−HK$437/mo
Today · 4.125%
HK$14,692
baseline
▲ 0.50% · 4.625%
HK$15,586
+HK$894/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,384/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,380
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,793
−HK$418/mo
Today · 4.125%
HK$16,211
baseline
▲ 0.50% · 4.625%
HK$17,065
+HK$854/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,422/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,590
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,106
−HK$524/mo
Today · 4.125%
HK$17,630
baseline
▲ 0.50% · 4.625%
HK$18,703
+HK$1,073/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,260/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,456
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,951
−HK$502/mo
Today · 4.125%
HK$19,453
baseline
▲ 0.50% · 4.625%
HK$20,479
+HK$1,026/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,906/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,355
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,957
−HK$612/mo
Today · 4.125%
HK$20,569
baseline
▲ 0.50% · 4.625%
HK$21,820
+HK$1,251/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$41,138/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,532
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,110
−HK$585/mo
Today · 4.125%
HK$22,695
baseline
▲ 0.50% · 4.625%
HK$23,892
+HK$1,197/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$45,390/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$786/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$28,054
+HK$1,609/mo
Deposit HK$606K · loan HK$5.46M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,427
−HK$753/mo
Today · 4.125%
HK$29,180
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,538/mo
Deposit HK$606K · loan HK$5.46M · min. income ≈ HK$58,360/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$141,286 · Scale 2, in force from 26 Feb 2026)