LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,828
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,258
−HK$437/mo
Today · 4.125%
HK$14,695
baseline
▲ 0.50% · 4.625%
HK$15,589
+HK$894/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,390/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,383
−HK$831/mo
▼ 0.25% · 3.875%
HK$15,796
−HK$418/mo
Today · 4.125%
HK$16,214
baseline
▲ 0.50% · 4.625%
HK$17,069
+HK$855/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,428/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,593
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,109
−HK$525/mo
Today · 4.125%
HK$17,634
baseline
▲ 0.50% · 4.625%
HK$18,706
+HK$1,072/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,268/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,460
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,955
−HK$502/mo
Today · 4.125%
HK$19,457
baseline
▲ 0.50% · 4.625%
HK$20,482
+HK$1,025/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,914/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,359
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$19,961
−HK$611/mo
Today · 4.125%
HK$20,572
baseline
▲ 0.50% · 4.625%
HK$21,824
+HK$1,252/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$41,144/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,536
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,114
−HK$586/mo
Today · 4.125%
HK$22,700
baseline
▲ 0.50% · 4.625%
HK$23,896
+HK$1,196/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$45,400/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,890
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,664
−HK$786/mo
Today · 4.125%
HK$26,450
baseline
▲ 0.50% · 4.625%
HK$28,060
+HK$1,610/mo
Deposit HK$606K · loan HK$5.46M · min. income ≈ HK$52,900/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,689
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,432
−HK$753/mo
Today · 4.125%
HK$29,185
baseline
▲ 0.50% · 4.625%
HK$30,724
+HK$1,539/mo
Deposit HK$606K · loan HK$5.46M · min. income ≈ HK$58,370/mo (50% DSR)
Upfront cash ≈ HK$748K (deposit + AVD stamp duty HK$141,402 · Scale 2, in force from 26 Feb 2026)