LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,286
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$142,587
−HK$4,371/mo
Today · 4.125%
HK$146,958
baseline
▲ 0.50% · 4.625%
HK$155,900
+HK$8,942/mo
Deposit HK$30.32M · loan HK$30.32M · min. income ≈ HK$293,916/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,842
−HK$8,311/mo
▼ 0.25% · 3.875%
HK$157,968
−HK$4,185/mo
Today · 4.125%
HK$162,153
baseline
▲ 0.50% · 4.625%
HK$170,701
+HK$8,548/mo
Deposit HK$30.32M · loan HK$30.32M · min. income ≈ HK$324,306/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,943
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$171,105
−HK$5,244/mo
Today · 4.125%
HK$176,349
baseline
▲ 0.50% · 4.625%
HK$187,080
+HK$10,731/mo
Deposit HK$24.26M · loan HK$36.39M · min. income ≈ HK$352,698/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,610
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,561
−HK$5,023/mo
Today · 4.125%
HK$194,584
baseline
▲ 0.50% · 4.625%
HK$204,841
+HK$10,257/mo
Deposit HK$24.26M · loan HK$36.39M · min. income ≈ HK$389,168/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,600
−HK$12,141/mo
▼ 0.25% · 3.875%
HK$199,622
−HK$6,119/mo
Today · 4.125%
HK$205,741
baseline
▲ 0.50% · 4.625%
HK$218,260
+HK$12,519/mo
Deposit HK$18.19M · loan HK$42.45M · min. income ≈ HK$411,482/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,378
−HK$11,637/mo
▼ 0.25% · 3.875%
HK$221,155
−HK$5,860/mo
Today · 4.125%
HK$227,015
baseline
▲ 0.50% · 4.625%
HK$238,981
+HK$11,966/mo
Deposit HK$18.19M · loan HK$42.45M · min. income ≈ HK$454,030/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,915
−HK$15,609/mo
▼ 0.25% · 3.875%
HK$256,657
−HK$7,867/mo
Today · 4.125%
HK$264,524
baseline
▲ 0.50% · 4.625%
HK$280,620
+HK$16,096/mo
Deposit HK$6.06M · loan HK$54.58M · min. income ≈ HK$529,048/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,915
−HK$14,961/mo
▼ 0.25% · 3.875%
HK$284,342
−HK$7,534/mo
Today · 4.125%
HK$291,876
baseline
▲ 0.50% · 4.625%
HK$307,261
+HK$15,385/mo
Deposit HK$6.06M · loan HK$54.58M · min. income ≈ HK$583,752/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,577,410 · Scale 2, in force from 26 Feb 2026)