LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,300
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$142,601
−HK$4,371/mo
Today · 4.125%
HK$146,972
baseline
▲ 0.50% · 4.625%
HK$155,915
+HK$8,943/mo
Deposit HK$30.33M · loan HK$30.33M · min. income ≈ HK$293,944/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,857
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$157,983
−HK$4,186/mo
Today · 4.125%
HK$162,169
baseline
▲ 0.50% · 4.625%
HK$170,717
+HK$8,548/mo
Deposit HK$30.33M · loan HK$30.33M · min. income ≈ HK$324,338/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,959
−HK$10,408/mo
▼ 0.25% · 3.875%
HK$171,122
−HK$5,245/mo
Today · 4.125%
HK$176,367
baseline
▲ 0.50% · 4.625%
HK$187,098
+HK$10,731/mo
Deposit HK$24.26M · loan HK$36.39M · min. income ≈ HK$352,734/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,628
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$189,580
−HK$5,023/mo
Today · 4.125%
HK$194,603
baseline
▲ 0.50% · 4.625%
HK$204,861
+HK$10,258/mo
Deposit HK$24.26M · loan HK$36.39M · min. income ≈ HK$389,206/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,619
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$199,642
−HK$6,119/mo
Today · 4.125%
HK$205,761
baseline
▲ 0.50% · 4.625%
HK$218,281
+HK$12,520/mo
Deposit HK$18.20M · loan HK$42.46M · min. income ≈ HK$411,522/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,400
−HK$11,637/mo
▼ 0.25% · 3.875%
HK$221,176
−HK$5,861/mo
Today · 4.125%
HK$227,037
baseline
▲ 0.50% · 4.625%
HK$239,004
+HK$11,967/mo
Deposit HK$18.20M · loan HK$42.46M · min. income ≈ HK$454,074/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,939
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$256,683
−HK$7,867/mo
Today · 4.125%
HK$264,550
baseline
▲ 0.50% · 4.625%
HK$280,647
+HK$16,097/mo
Deposit HK$6.07M · loan HK$54.59M · min. income ≈ HK$529,100/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,942
−HK$14,963/mo
▼ 0.25% · 3.875%
HK$284,370
−HK$7,535/mo
Today · 4.125%
HK$291,905
baseline
▲ 0.50% · 4.625%
HK$307,291
+HK$15,386/mo
Deposit HK$6.07M · loan HK$54.59M · min. income ≈ HK$583,810/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,577,662 · Scale 2, in force from 26 Feb 2026)