LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,301
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$142,603
−HK$4,371/mo
Today · 4.125%
HK$146,974
baseline
▲ 0.50% · 4.625%
HK$155,917
+HK$8,943/mo
Deposit HK$30.33M · loan HK$30.33M · min. income ≈ HK$293,948/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,859
−HK$8,312/mo
▼ 0.25% · 3.875%
HK$157,985
−HK$4,186/mo
Today · 4.125%
HK$162,171
baseline
▲ 0.50% · 4.625%
HK$170,719
+HK$8,548/mo
Deposit HK$30.33M · loan HK$30.33M · min. income ≈ HK$324,342/mo (50% DSR)
Upfront cash ≈ HK$32.90M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$165,961
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,124
−HK$5,244/mo
Today · 4.125%
HK$176,368
baseline
▲ 0.50% · 4.625%
HK$187,100
+HK$10,732/mo
Deposit HK$24.26M · loan HK$36.39M · min. income ≈ HK$352,736/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,630
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$189,582
−HK$5,023/mo
Today · 4.125%
HK$194,605
baseline
▲ 0.50% · 4.625%
HK$204,863
+HK$10,258/mo
Deposit HK$24.26M · loan HK$36.39M · min. income ≈ HK$389,210/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,621
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$199,644
−HK$6,119/mo
Today · 4.125%
HK$205,763
baseline
▲ 0.50% · 4.625%
HK$218,283
+HK$12,520/mo
Deposit HK$18.20M · loan HK$42.46M · min. income ≈ HK$411,526/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,402
−HK$11,637/mo
▼ 0.25% · 3.875%
HK$221,179
−HK$5,860/mo
Today · 4.125%
HK$227,039
baseline
▲ 0.50% · 4.625%
HK$239,007
+HK$11,968/mo
Deposit HK$18.20M · loan HK$42.46M · min. income ≈ HK$454,078/mo (50% DSR)
Upfront cash ≈ HK$20.77M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$248,942
−HK$15,611/mo
▼ 0.25% · 3.875%
HK$256,685
−HK$7,868/mo
Today · 4.125%
HK$264,553
baseline
▲ 0.50% · 4.625%
HK$280,650
+HK$16,097/mo
Deposit HK$6.07M · loan HK$54.59M · min. income ≈ HK$529,106/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$276,945
−HK$14,963/mo
▼ 0.25% · 3.875%
HK$284,373
−HK$7,535/mo
Today · 4.125%
HK$291,908
baseline
▲ 0.50% · 4.625%
HK$307,295
+HK$15,387/mo
Deposit HK$6.07M · loan HK$54.59M · min. income ≈ HK$583,816/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,577,691 · Scale 2, in force from 26 Feb 2026)