LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,334
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$142,637
−HK$4,372/mo
Today · 4.125%
HK$147,009
baseline
▲ 0.50% · 4.625%
HK$155,954
+HK$8,945/mo
Deposit HK$30.33M · loan HK$30.33M · min. income ≈ HK$294,018/mo (50% DSR)
Upfront cash ≈ HK$32.91M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,895
−HK$8,315/mo
▼ 0.25% · 3.875%
HK$158,023
−HK$4,187/mo
Today · 4.125%
HK$162,210
baseline
▲ 0.50% · 4.625%
HK$170,760
+HK$8,550/mo
Deposit HK$30.33M · loan HK$30.33M · min. income ≈ HK$324,420/mo (50% DSR)
Upfront cash ≈ HK$32.91M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,001
−HK$10,410/mo
▼ 0.25% · 3.875%
HK$171,165
−HK$5,246/mo
Today · 4.125%
HK$176,411
baseline
▲ 0.50% · 4.625%
HK$187,145
+HK$10,734/mo
Deposit HK$24.27M · loan HK$36.40M · min. income ≈ HK$352,822/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,675
−HK$9,977/mo
▼ 0.25% · 3.875%
HK$189,627
−HK$5,025/mo
Today · 4.125%
HK$194,652
baseline
▲ 0.50% · 4.625%
HK$204,912
+HK$10,260/mo
Deposit HK$24.27M · loan HK$36.40M · min. income ≈ HK$389,304/mo (50% DSR)
Upfront cash ≈ HK$26.84M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,668
−HK$12,145/mo
▼ 0.25% · 3.875%
HK$199,692
−HK$6,121/mo
Today · 4.125%
HK$205,813
baseline
▲ 0.50% · 4.625%
HK$218,336
+HK$12,523/mo
Deposit HK$18.20M · loan HK$42.47M · min. income ≈ HK$411,626/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,454
−HK$11,640/mo
▼ 0.25% · 3.875%
HK$221,232
−HK$5,862/mo
Today · 4.125%
HK$227,094
baseline
▲ 0.50% · 4.625%
HK$239,064
+HK$11,970/mo
Deposit HK$18.20M · loan HK$42.47M · min. income ≈ HK$454,188/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,002
−HK$15,614/mo
▼ 0.25% · 3.875%
HK$256,747
−HK$7,869/mo
Today · 4.125%
HK$264,616
baseline
▲ 0.50% · 4.625%
HK$280,718
+HK$16,102/mo
Deposit HK$6.07M · loan HK$54.60M · min. income ≈ HK$529,232/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,012
−HK$14,966/mo
▼ 0.25% · 3.875%
HK$284,441
−HK$7,537/mo
Today · 4.125%
HK$291,978
baseline
▲ 0.50% · 4.625%
HK$307,369
+HK$15,391/mo
Deposit HK$6.07M · loan HK$54.60M · min. income ≈ HK$583,956/mo (50% DSR)
Upfront cash ≈ HK$8.64M (deposit + AVD stamp duty HK$2,578,310 · Scale 2, in force from 26 Feb 2026)