LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,361
−HK$8,676/mo
▼ 0.25% · 3.875%
HK$142,665
−HK$4,372/mo
Today · 4.125%
HK$147,037
baseline
▲ 0.50% · 4.625%
HK$155,984
+HK$8,947/mo
Deposit HK$30.34M · loan HK$30.34M · min. income ≈ HK$294,074/mo (50% DSR)
Upfront cash ≈ HK$32.92M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,925
−HK$8,316/mo
▼ 0.25% · 3.875%
HK$158,053
−HK$4,188/mo
Today · 4.125%
HK$162,241
baseline
▲ 0.50% · 4.625%
HK$170,793
+HK$8,552/mo
Deposit HK$30.34M · loan HK$30.34M · min. income ≈ HK$324,482/mo (50% DSR)
Upfront cash ≈ HK$32.92M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,033
−HK$10,412/mo
▼ 0.25% · 3.875%
HK$171,198
−HK$5,247/mo
Today · 4.125%
HK$176,445
baseline
▲ 0.50% · 4.625%
HK$187,181
+HK$10,736/mo
Deposit HK$24.27M · loan HK$36.41M · min. income ≈ HK$352,890/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,710
−HK$9,980/mo
▼ 0.25% · 3.875%
HK$189,664
−HK$5,026/mo
Today · 4.125%
HK$194,690
baseline
▲ 0.50% · 4.625%
HK$204,952
+HK$10,262/mo
Deposit HK$24.27M · loan HK$36.41M · min. income ≈ HK$389,380/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,705
−HK$12,147/mo
▼ 0.25% · 3.875%
HK$199,731
−HK$6,121/mo
Today · 4.125%
HK$205,852
baseline
▲ 0.50% · 4.625%
HK$218,378
+HK$12,526/mo
Deposit HK$18.20M · loan HK$42.47M · min. income ≈ HK$411,704/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,495
−HK$11,643/mo
▼ 0.25% · 3.875%
HK$221,275
−HK$5,863/mo
Today · 4.125%
HK$227,138
baseline
▲ 0.50% · 4.625%
HK$239,111
+HK$11,973/mo
Deposit HK$18.20M · loan HK$42.47M · min. income ≈ HK$454,276/mo (50% DSR)
Upfront cash ≈ HK$20.78M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,050
−HK$15,617/mo
▼ 0.25% · 3.875%
HK$256,797
−HK$7,870/mo
Today · 4.125%
HK$264,667
baseline
▲ 0.50% · 4.625%
HK$280,772
+HK$16,105/mo
Deposit HK$6.07M · loan HK$54.61M · min. income ≈ HK$529,334/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,065
−HK$14,969/mo
▼ 0.25% · 3.875%
HK$284,496
−HK$7,538/mo
Today · 4.125%
HK$292,034
baseline
▲ 0.50% · 4.625%
HK$307,428
+HK$15,394/mo
Deposit HK$6.07M · loan HK$54.61M · min. income ≈ HK$584,068/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,578,807 · Scale 2, in force from 26 Feb 2026)