LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,839
−HK$867/mo
▼ 0.25% · 3.875%
HK$14,269
−HK$437/mo
Today · 4.125%
HK$14,706
baseline
▲ 0.50% · 4.625%
HK$15,601
+HK$895/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,412/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,395
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,808
−HK$419/mo
Today · 4.125%
HK$16,227
baseline
▲ 0.50% · 4.625%
HK$17,082
+HK$855/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,454/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,606
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,123
−HK$525/mo
Today · 4.125%
HK$17,648
baseline
▲ 0.50% · 4.625%
HK$18,721
+HK$1,073/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,296/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,474
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,970
−HK$502/mo
Today · 4.125%
HK$19,472
baseline
▲ 0.50% · 4.625%
HK$20,499
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,944/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,374
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,977
−HK$612/mo
Today · 4.125%
HK$20,589
baseline
▲ 0.50% · 4.625%
HK$21,842
+HK$1,253/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,178/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,553
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,131
−HK$587/mo
Today · 4.125%
HK$22,718
baseline
▲ 0.50% · 4.625%
HK$23,915
+HK$1,197/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,436/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,909
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,684
−HK$787/mo
Today · 4.125%
HK$26,471
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,611/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$52,942/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,711
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$754/mo
Today · 4.125%
HK$29,209
baseline
▲ 0.50% · 4.625%
HK$30,748
+HK$1,539/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$58,418/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$141,886 · Scale 2, in force from 26 Feb 2026)