LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,386
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$142,691
−HK$4,373/mo
Today · 4.125%
HK$147,064
baseline
▲ 0.50% · 4.625%
HK$156,012
+HK$8,948/mo
Deposit HK$30.34M · loan HK$30.34M · min. income ≈ HK$294,128/mo (50% DSR)
Upfront cash ≈ HK$32.92M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,953
−HK$8,318/mo
▼ 0.25% · 3.875%
HK$158,082
−HK$4,189/mo
Today · 4.125%
HK$162,271
baseline
▲ 0.50% · 4.625%
HK$170,824
+HK$8,553/mo
Deposit HK$30.34M · loan HK$30.34M · min. income ≈ HK$324,542/mo (50% DSR)
Upfront cash ≈ HK$32.92M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,063
−HK$10,414/mo
▼ 0.25% · 3.875%
HK$171,229
−HK$5,248/mo
Today · 4.125%
HK$176,477
baseline
▲ 0.50% · 4.625%
HK$187,215
+HK$10,738/mo
Deposit HK$24.28M · loan HK$36.41M · min. income ≈ HK$352,954/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,744
−HK$9,981/mo
▼ 0.25% · 3.875%
HK$189,698
−HK$5,027/mo
Today · 4.125%
HK$194,725
baseline
▲ 0.50% · 4.625%
HK$204,989
+HK$10,264/mo
Deposit HK$24.28M · loan HK$36.41M · min. income ≈ HK$389,450/mo (50% DSR)
Upfront cash ≈ HK$26.85M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,740
−HK$12,150/mo
▼ 0.25% · 3.875%
HK$199,767
−HK$6,123/mo
Today · 4.125%
HK$205,890
baseline
▲ 0.50% · 4.625%
HK$218,417
+HK$12,527/mo
Deposit HK$18.21M · loan HK$42.48M · min. income ≈ HK$411,780/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,534
−HK$11,645/mo
▼ 0.25% · 3.875%
HK$221,315
−HK$5,864/mo
Today · 4.125%
HK$227,179
baseline
▲ 0.50% · 4.625%
HK$239,154
+HK$11,975/mo
Deposit HK$18.21M · loan HK$42.48M · min. income ≈ HK$454,358/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,095
−HK$15,620/mo
▼ 0.25% · 3.875%
HK$256,843
−HK$7,872/mo
Today · 4.125%
HK$264,715
baseline
▲ 0.50% · 4.625%
HK$280,822
+HK$16,107/mo
Deposit HK$6.07M · loan HK$54.62M · min. income ≈ HK$529,430/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,115
−HK$14,972/mo
▼ 0.25% · 3.875%
HK$284,547
−HK$7,540/mo
Today · 4.125%
HK$292,087
baseline
▲ 0.50% · 4.625%
HK$307,483
+HK$15,396/mo
Deposit HK$6.07M · loan HK$54.62M · min. income ≈ HK$584,174/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,579,273 · Scale 2, in force from 26 Feb 2026)