LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,415
−HK$8,680/mo
▼ 0.25% · 3.875%
HK$142,721
−HK$4,374/mo
Today · 4.125%
HK$147,095
baseline
▲ 0.50% · 4.625%
HK$156,045
+HK$8,950/mo
Deposit HK$30.35M · loan HK$30.35M · min. income ≈ HK$294,190/mo (50% DSR)
Upfront cash ≈ HK$32.93M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$153,985
−HK$8,320/mo
▼ 0.25% · 3.875%
HK$158,115
−HK$4,190/mo
Today · 4.125%
HK$162,305
baseline
▲ 0.50% · 4.625%
HK$170,860
+HK$8,555/mo
Deposit HK$30.35M · loan HK$30.35M · min. income ≈ HK$324,610/mo (50% DSR)
Upfront cash ≈ HK$32.93M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,098
−HK$10,416/mo
▼ 0.25% · 3.875%
HK$171,265
−HK$5,249/mo
Today · 4.125%
HK$176,514
baseline
▲ 0.50% · 4.625%
HK$187,254
+HK$10,740/mo
Deposit HK$24.28M · loan HK$36.42M · min. income ≈ HK$353,028/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,783
−HK$9,983/mo
▼ 0.25% · 3.875%
HK$189,738
−HK$5,028/mo
Today · 4.125%
HK$194,766
baseline
▲ 0.50% · 4.625%
HK$205,032
+HK$10,266/mo
Deposit HK$24.28M · loan HK$36.42M · min. income ≈ HK$389,532/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,781
−HK$12,152/mo
▼ 0.25% · 3.875%
HK$199,809
−HK$6,124/mo
Today · 4.125%
HK$205,933
baseline
▲ 0.50% · 4.625%
HK$218,464
+HK$12,531/mo
Deposit HK$18.21M · loan HK$42.49M · min. income ≈ HK$411,866/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,580
−HK$11,647/mo
▼ 0.25% · 3.875%
HK$221,361
−HK$5,866/mo
Today · 4.125%
HK$227,227
baseline
▲ 0.50% · 4.625%
HK$239,204
+HK$11,977/mo
Deposit HK$18.21M · loan HK$42.49M · min. income ≈ HK$454,454/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,147
−HK$15,624/mo
▼ 0.25% · 3.875%
HK$256,897
−HK$7,874/mo
Today · 4.125%
HK$264,771
baseline
▲ 0.50% · 4.625%
HK$280,882
+HK$16,111/mo
Deposit HK$6.07M · loan HK$54.63M · min. income ≈ HK$529,542/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,174
−HK$14,975/mo
▼ 0.25% · 3.875%
HK$284,608
−HK$7,541/mo
Today · 4.125%
HK$292,149
baseline
▲ 0.50% · 4.625%
HK$307,548
+HK$15,399/mo
Deposit HK$6.07M · loan HK$54.63M · min. income ≈ HK$584,298/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,579,817 · Scale 2, in force from 26 Feb 2026)