LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,843
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,274
−HK$437/mo
Today · 4.125%
HK$14,711
baseline
▲ 0.50% · 4.625%
HK$15,606
+HK$895/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,422/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,400
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,813
−HK$419/mo
Today · 4.125%
HK$16,232
baseline
▲ 0.50% · 4.625%
HK$17,088
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,464/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,612
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,128
−HK$525/mo
Today · 4.125%
HK$17,653
baseline
▲ 0.50% · 4.625%
HK$18,728
+HK$1,075/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,306/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,480
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,976
−HK$503/mo
Today · 4.125%
HK$19,479
baseline
▲ 0.50% · 4.625%
HK$20,506
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,958/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,380
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,983
−HK$613/mo
Today · 4.125%
HK$20,596
baseline
▲ 0.50% · 4.625%
HK$21,849
+HK$1,253/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,192/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,560
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,139
−HK$586/mo
Today · 4.125%
HK$22,725
baseline
▲ 0.50% · 4.625%
HK$23,923
+HK$1,198/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,450/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,918
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,693
−HK$787/mo
Today · 4.125%
HK$26,480
baseline
▲ 0.50% · 4.625%
HK$28,091
+HK$1,611/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$52,960/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,721
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,464
−HK$754/mo
Today · 4.125%
HK$29,218
baseline
▲ 0.50% · 4.625%
HK$30,758
+HK$1,540/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$58,436/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,087 · Scale 2, in force from 26 Feb 2026)