LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,432
−HK$8,681/mo
▼ 0.25% · 3.875%
HK$142,738
−HK$4,375/mo
Today · 4.125%
HK$147,113
baseline
▲ 0.50% · 4.625%
HK$156,065
+HK$8,952/mo
Deposit HK$30.35M · loan HK$30.35M · min. income ≈ HK$294,226/mo (50% DSR)
Upfront cash ≈ HK$32.93M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,005
−HK$8,320/mo
▼ 0.25% · 3.875%
HK$158,135
−HK$4,190/mo
Today · 4.125%
HK$162,325
baseline
▲ 0.50% · 4.625%
HK$170,881
+HK$8,556/mo
Deposit HK$30.35M · loan HK$30.35M · min. income ≈ HK$324,650/mo (50% DSR)
Upfront cash ≈ HK$32.93M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,119
−HK$10,417/mo
▼ 0.25% · 3.875%
HK$171,286
−HK$5,250/mo
Today · 4.125%
HK$176,536
baseline
▲ 0.50% · 4.625%
HK$187,278
+HK$10,742/mo
Deposit HK$24.28M · loan HK$36.43M · min. income ≈ HK$353,072/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,806
−HK$9,984/mo
▼ 0.25% · 3.875%
HK$189,762
−HK$5,028/mo
Today · 4.125%
HK$194,790
baseline
▲ 0.50% · 4.625%
HK$205,058
+HK$10,268/mo
Deposit HK$24.28M · loan HK$36.43M · min. income ≈ HK$389,580/mo (50% DSR)
Upfront cash ≈ HK$26.86M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,805
−HK$12,154/mo
▼ 0.25% · 3.875%
HK$199,834
−HK$6,125/mo
Today · 4.125%
HK$205,959
baseline
▲ 0.50% · 4.625%
HK$218,491
+HK$12,532/mo
Deposit HK$18.21M · loan HK$42.50M · min. income ≈ HK$411,918/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,606
−HK$11,649/mo
▼ 0.25% · 3.875%
HK$221,389
−HK$5,866/mo
Today · 4.125%
HK$227,255
baseline
▲ 0.50% · 4.625%
HK$239,234
+HK$11,979/mo
Deposit HK$18.21M · loan HK$42.50M · min. income ≈ HK$454,510/mo (50% DSR)
Upfront cash ≈ HK$20.79M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,178
−HK$15,626/mo
▼ 0.25% · 3.875%
HK$256,929
−HK$7,875/mo
Today · 4.125%
HK$264,804
baseline
▲ 0.50% · 4.625%
HK$280,917
+HK$16,113/mo
Deposit HK$6.07M · loan HK$54.64M · min. income ≈ HK$529,608/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,208
−HK$14,977/mo
▼ 0.25% · 3.875%
HK$284,643
−HK$7,542/mo
Today · 4.125%
HK$292,185
baseline
▲ 0.50% · 4.625%
HK$307,587
+HK$15,402/mo
Deposit HK$6.07M · loan HK$54.64M · min. income ≈ HK$584,370/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,580,138 · Scale 2, in force from 26 Feb 2026)