LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,844
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,274
−HK$438/mo
Today · 4.125%
HK$14,712
baseline
▲ 0.50% · 4.625%
HK$15,607
+HK$895/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,424/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,401
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,814
−HK$419/mo
Today · 4.125%
HK$16,233
baseline
▲ 0.50% · 4.625%
HK$17,089
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,466/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,613
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,129
−HK$525/mo
Today · 4.125%
HK$17,654
baseline
▲ 0.50% · 4.625%
HK$18,728
+HK$1,074/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,308/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,481
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,977
−HK$503/mo
Today · 4.125%
HK$19,480
baseline
▲ 0.50% · 4.625%
HK$20,507
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,960/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,381
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,984
−HK$613/mo
Today · 4.125%
HK$20,597
baseline
▲ 0.50% · 4.625%
HK$21,850
+HK$1,253/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,194/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,561
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,140
−HK$586/mo
Today · 4.125%
HK$22,726
baseline
▲ 0.50% · 4.625%
HK$23,924
+HK$1,198/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,452/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,919
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,694
−HK$787/mo
Today · 4.125%
HK$26,481
baseline
▲ 0.50% · 4.625%
HK$28,093
+HK$1,612/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$52,962/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,722
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,465
−HK$755/mo
Today · 4.125%
HK$29,220
baseline
▲ 0.50% · 4.625%
HK$30,760
+HK$1,540/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$58,440/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,115 · Scale 2, in force from 26 Feb 2026)