LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,450
−HK$8,682/mo
▼ 0.25% · 3.875%
HK$142,756
−HK$4,376/mo
Today · 4.125%
HK$147,132
baseline
▲ 0.50% · 4.625%
HK$156,084
+HK$8,952/mo
Deposit HK$30.36M · loan HK$30.36M · min. income ≈ HK$294,264/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,024
−HK$8,321/mo
▼ 0.25% · 3.875%
HK$158,155
−HK$4,190/mo
Today · 4.125%
HK$162,345
baseline
▲ 0.50% · 4.625%
HK$170,903
+HK$8,558/mo
Deposit HK$30.36M · loan HK$30.36M · min. income ≈ HK$324,690/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,140
−HK$10,418/mo
▼ 0.25% · 3.875%
HK$171,308
−HK$5,250/mo
Today · 4.125%
HK$176,558
baseline
▲ 0.50% · 4.625%
HK$187,301
+HK$10,743/mo
Deposit HK$24.29M · loan HK$36.43M · min. income ≈ HK$353,116/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,829
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$189,786
−HK$5,029/mo
Today · 4.125%
HK$194,815
baseline
▲ 0.50% · 4.625%
HK$205,084
+HK$10,269/mo
Deposit HK$24.29M · loan HK$36.43M · min. income ≈ HK$389,630/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,830
−HK$12,155/mo
▼ 0.25% · 3.875%
HK$199,859
−HK$6,126/mo
Today · 4.125%
HK$205,985
baseline
▲ 0.50% · 4.625%
HK$218,518
+HK$12,533/mo
Deposit HK$18.22M · loan HK$42.50M · min. income ≈ HK$411,970/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,634
−HK$11,650/mo
▼ 0.25% · 3.875%
HK$221,417
−HK$5,867/mo
Today · 4.125%
HK$227,284
baseline
▲ 0.50% · 4.625%
HK$239,264
+HK$11,980/mo
Deposit HK$18.22M · loan HK$42.50M · min. income ≈ HK$454,568/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,210
−HK$15,627/mo
▼ 0.25% · 3.875%
HK$256,962
−HK$7,875/mo
Today · 4.125%
HK$264,837
baseline
▲ 0.50% · 4.625%
HK$280,952
+HK$16,115/mo
Deposit HK$6.07M · loan HK$54.65M · min. income ≈ HK$529,674/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,243
−HK$14,979/mo
▼ 0.25% · 3.875%
HK$284,679
−HK$7,543/mo
Today · 4.125%
HK$292,222
baseline
▲ 0.50% · 4.625%
HK$307,625
+HK$15,403/mo
Deposit HK$6.07M · loan HK$54.65M · min. income ≈ HK$584,444/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,580,464 · Scale 2, in force from 26 Feb 2026)