LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,845
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,276
−HK$438/mo
Today · 4.125%
HK$14,714
baseline
▲ 0.50% · 4.625%
HK$15,609
+HK$895/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,428/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,403
−HK$832/mo
▼ 0.25% · 3.875%
HK$15,816
−HK$419/mo
Today · 4.125%
HK$16,235
baseline
▲ 0.50% · 4.625%
HK$17,091
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,470/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,614
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,131
−HK$525/mo
Today · 4.125%
HK$17,656
baseline
▲ 0.50% · 4.625%
HK$18,731
+HK$1,075/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,312/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,483
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$503/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,509
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,383
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,986
−HK$613/mo
Today · 4.125%
HK$20,599
baseline
▲ 0.50% · 4.625%
HK$21,852
+HK$1,253/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,198/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,142
−HK$587/mo
Today · 4.125%
HK$22,729
baseline
▲ 0.50% · 4.625%
HK$23,927
+HK$1,198/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,458/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,922
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,697
−HK$787/mo
Today · 4.125%
HK$26,484
baseline
▲ 0.50% · 4.625%
HK$28,096
+HK$1,612/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$52,968/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,725
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,469
−HK$754/mo
Today · 4.125%
HK$29,223
baseline
▲ 0.50% · 4.625%
HK$30,763
+HK$1,540/mo
Deposit HK$607K · loan HK$5.46M · min. income ≈ HK$58,446/mo (50% DSR)
Upfront cash ≈ HK$749K (deposit + AVD stamp duty HK$142,183 · Scale 2, in force from 26 Feb 2026)