LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,454
−HK$8,683/mo
▼ 0.25% · 3.875%
HK$142,761
−HK$4,376/mo
Today · 4.125%
HK$147,137
baseline
▲ 0.50% · 4.625%
HK$156,090
+HK$8,953/mo
Deposit HK$30.36M · loan HK$30.36M · min. income ≈ HK$294,274/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,029
−HK$8,322/mo
▼ 0.25% · 3.875%
HK$158,160
−HK$4,191/mo
Today · 4.125%
HK$162,351
baseline
▲ 0.50% · 4.625%
HK$170,908
+HK$8,557/mo
Deposit HK$30.36M · loan HK$30.36M · min. income ≈ HK$324,702/mo (50% DSR)
Upfront cash ≈ HK$32.94M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,145
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$171,313
−HK$5,251/mo
Today · 4.125%
HK$176,564
baseline
▲ 0.50% · 4.625%
HK$187,307
+HK$10,743/mo
Deposit HK$24.29M · loan HK$36.43M · min. income ≈ HK$353,128/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,835
−HK$9,986/mo
▼ 0.25% · 3.875%
HK$189,792
−HK$5,029/mo
Today · 4.125%
HK$194,821
baseline
▲ 0.50% · 4.625%
HK$205,090
+HK$10,269/mo
Deposit HK$24.29M · loan HK$36.43M · min. income ≈ HK$389,642/mo (50% DSR)
Upfront cash ≈ HK$26.87M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,836
−HK$12,155/mo
▼ 0.25% · 3.875%
HK$199,865
−HK$6,126/mo
Today · 4.125%
HK$205,991
baseline
▲ 0.50% · 4.625%
HK$218,525
+HK$12,534/mo
Deposit HK$18.22M · loan HK$42.50M · min. income ≈ HK$411,982/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,641
−HK$11,650/mo
▼ 0.25% · 3.875%
HK$221,424
−HK$5,867/mo
Today · 4.125%
HK$227,291
baseline
▲ 0.50% · 4.625%
HK$239,272
+HK$11,981/mo
Deposit HK$18.22M · loan HK$42.50M · min. income ≈ HK$454,582/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,218
−HK$15,628/mo
▼ 0.25% · 3.875%
HK$256,970
−HK$7,876/mo
Today · 4.125%
HK$264,846
baseline
▲ 0.50% · 4.625%
HK$280,961
+HK$16,115/mo
Deposit HK$6.07M · loan HK$54.65M · min. income ≈ HK$529,692/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,252
−HK$14,979/mo
▼ 0.25% · 3.875%
HK$284,688
−HK$7,543/mo
Today · 4.125%
HK$292,231
baseline
▲ 0.50% · 4.625%
HK$307,635
+HK$15,404/mo
Deposit HK$6.07M · loan HK$54.65M · min. income ≈ HK$584,462/mo (50% DSR)
Upfront cash ≈ HK$8.65M (deposit + AVD stamp duty HK$2,580,548 · Scale 2, in force from 26 Feb 2026)