LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,849
−HK$868/mo
▼ 0.25% · 3.875%
HK$14,279
−HK$438/mo
Today · 4.125%
HK$14,717
baseline
▲ 0.50% · 4.625%
HK$15,613
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,434/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,406
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,820
−HK$419/mo
Today · 4.125%
HK$16,239
baseline
▲ 0.50% · 4.625%
HK$17,095
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,478/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,618
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,135
−HK$525/mo
Today · 4.125%
HK$17,660
baseline
▲ 0.50% · 4.625%
HK$18,735
+HK$1,075/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$35,320/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,488
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,984
−HK$503/mo
Today · 4.125%
HK$19,487
baseline
▲ 0.50% · 4.625%
HK$20,514
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.64M · min. income ≈ HK$38,974/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,388
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,991
−HK$613/mo
Today · 4.125%
HK$20,604
baseline
▲ 0.50% · 4.625%
HK$21,858
+HK$1,254/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,208/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,569
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,148
−HK$586/mo
Today · 4.125%
HK$22,734
baseline
▲ 0.50% · 4.625%
HK$23,933
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,468/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,703
−HK$788/mo
Today · 4.125%
HK$26,491
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,612/mo
Deposit HK$607K · loan HK$5.47M · min. income ≈ HK$52,982/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,732
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,475
−HK$755/mo
Today · 4.125%
HK$29,230
baseline
▲ 0.50% · 4.625%
HK$30,771
+HK$1,541/mo
Deposit HK$607K · loan HK$5.47M · min. income ≈ HK$58,460/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,328 · Scale 2, in force from 26 Feb 2026)