LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,500
−HK$8,685/mo
▼ 0.25% · 3.875%
HK$142,808
−HK$4,377/mo
Today · 4.125%
HK$147,185
baseline
▲ 0.50% · 4.625%
HK$156,141
+HK$8,956/mo
Deposit HK$30.37M · loan HK$30.37M · min. income ≈ HK$294,370/mo (50% DSR)
Upfront cash ≈ HK$32.95M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,080
−HK$8,324/mo
▼ 0.25% · 3.875%
HK$158,212
−HK$4,192/mo
Today · 4.125%
HK$162,404
baseline
▲ 0.50% · 4.625%
HK$170,965
+HK$8,561/mo
Deposit HK$30.37M · loan HK$30.37M · min. income ≈ HK$324,808/mo (50% DSR)
Upfront cash ≈ HK$32.95M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,200
−HK$10,422/mo
▼ 0.25% · 3.875%
HK$171,370
−HK$5,252/mo
Today · 4.125%
HK$176,622
baseline
▲ 0.50% · 4.625%
HK$187,369
+HK$10,747/mo
Deposit HK$24.30M · loan HK$36.44M · min. income ≈ HK$353,244/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,896
−HK$9,989/mo
▼ 0.25% · 3.875%
HK$189,855
−HK$5,030/mo
Today · 4.125%
HK$194,885
baseline
▲ 0.50% · 4.625%
HK$205,158
+HK$10,273/mo
Deposit HK$24.30M · loan HK$36.44M · min. income ≈ HK$389,770/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,900
−HK$12,159/mo
▼ 0.25% · 3.875%
HK$199,932
−HK$6,127/mo
Today · 4.125%
HK$206,059
baseline
▲ 0.50% · 4.625%
HK$218,598
+HK$12,539/mo
Deposit HK$18.22M · loan HK$42.52M · min. income ≈ HK$412,118/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,712
−HK$11,654/mo
▼ 0.25% · 3.875%
HK$221,497
−HK$5,869/mo
Today · 4.125%
HK$227,366
baseline
▲ 0.50% · 4.625%
HK$239,351
+HK$11,985/mo
Deposit HK$18.22M · loan HK$42.52M · min. income ≈ HK$454,732/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,300
−HK$15,634/mo
▼ 0.25% · 3.875%
HK$257,055
−HK$7,879/mo
Today · 4.125%
HK$264,934
baseline
▲ 0.50% · 4.625%
HK$281,054
+HK$16,120/mo
Deposit HK$6.07M · loan HK$54.66M · min. income ≈ HK$529,868/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,344
−HK$14,984/mo
▼ 0.25% · 3.875%
HK$284,782
−HK$7,546/mo
Today · 4.125%
HK$292,328
baseline
▲ 0.50% · 4.625%
HK$307,737
+HK$15,409/mo
Deposit HK$6.07M · loan HK$54.66M · min. income ≈ HK$584,656/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,401 · Scale 2, in force from 26 Feb 2026)