LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,508
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$142,817
−HK$4,377/mo
Today · 4.125%
HK$147,194
baseline
▲ 0.50% · 4.625%
HK$156,151
+HK$8,957/mo
Deposit HK$30.37M · loan HK$30.37M · min. income ≈ HK$294,388/mo (50% DSR)
Upfront cash ≈ HK$32.95M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,089
−HK$8,325/mo
▼ 0.25% · 3.875%
HK$158,222
−HK$4,192/mo
Today · 4.125%
HK$162,414
baseline
▲ 0.50% · 4.625%
HK$170,975
+HK$8,561/mo
Deposit HK$30.37M · loan HK$30.37M · min. income ≈ HK$324,828/mo (50% DSR)
Upfront cash ≈ HK$32.95M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,210
−HK$10,423/mo
▼ 0.25% · 3.875%
HK$171,380
−HK$5,253/mo
Today · 4.125%
HK$176,633
baseline
▲ 0.50% · 4.625%
HK$187,381
+HK$10,748/mo
Deposit HK$24.30M · loan HK$36.45M · min. income ≈ HK$353,266/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,907
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$189,866
−HK$5,031/mo
Today · 4.125%
HK$194,897
baseline
▲ 0.50% · 4.625%
HK$205,170
+HK$10,273/mo
Deposit HK$24.30M · loan HK$36.45M · min. income ≈ HK$389,794/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,912
−HK$12,160/mo
▼ 0.25% · 3.875%
HK$199,944
−HK$6,128/mo
Today · 4.125%
HK$206,072
baseline
▲ 0.50% · 4.625%
HK$218,611
+HK$12,539/mo
Deposit HK$18.22M · loan HK$42.52M · min. income ≈ HK$412,144/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,725
−HK$11,655/mo
▼ 0.25% · 3.875%
HK$221,511
−HK$5,869/mo
Today · 4.125%
HK$227,380
baseline
▲ 0.50% · 4.625%
HK$239,365
+HK$11,985/mo
Deposit HK$18.22M · loan HK$42.52M · min. income ≈ HK$454,760/mo (50% DSR)
Upfront cash ≈ HK$20.80M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,315
−HK$15,634/mo
▼ 0.25% · 3.875%
HK$257,070
−HK$7,879/mo
Today · 4.125%
HK$264,949
baseline
▲ 0.50% · 4.625%
HK$281,071
+HK$16,122/mo
Deposit HK$6.07M · loan HK$54.67M · min. income ≈ HK$529,898/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,361
−HK$14,985/mo
▼ 0.25% · 3.875%
HK$284,799
−HK$7,547/mo
Today · 4.125%
HK$292,346
baseline
▲ 0.50% · 4.625%
HK$307,755
+HK$15,409/mo
Deposit HK$6.07M · loan HK$54.67M · min. income ≈ HK$584,692/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,556 · Scale 2, in force from 26 Feb 2026)