LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,520
−HK$8,686/mo
▼ 0.25% · 3.875%
HK$142,829
−HK$4,377/mo
Today · 4.125%
HK$147,206
baseline
▲ 0.50% · 4.625%
HK$156,163
+HK$8,957/mo
Deposit HK$30.37M · loan HK$30.37M · min. income ≈ HK$294,412/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,102
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$158,235
−HK$4,193/mo
Today · 4.125%
HK$162,428
baseline
▲ 0.50% · 4.625%
HK$170,989
+HK$8,561/mo
Deposit HK$30.37M · loan HK$30.37M · min. income ≈ HK$324,856/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,224
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,394
−HK$5,254/mo
Today · 4.125%
HK$176,648
baseline
▲ 0.50% · 4.625%
HK$187,396
+HK$10,748/mo
Deposit HK$24.30M · loan HK$36.45M · min. income ≈ HK$353,296/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,922
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,882
−HK$5,031/mo
Today · 4.125%
HK$194,913
baseline
▲ 0.50% · 4.625%
HK$205,187
+HK$10,274/mo
Deposit HK$24.30M · loan HK$36.45M · min. income ≈ HK$389,826/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,928
−HK$12,161/mo
▼ 0.25% · 3.875%
HK$199,960
−HK$6,129/mo
Today · 4.125%
HK$206,089
baseline
▲ 0.50% · 4.625%
HK$218,629
+HK$12,540/mo
Deposit HK$18.22M · loan HK$42.52M · min. income ≈ HK$412,178/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,743
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$221,529
−HK$5,870/mo
Today · 4.125%
HK$227,399
baseline
▲ 0.50% · 4.625%
HK$239,385
+HK$11,986/mo
Deposit HK$18.22M · loan HK$42.52M · min. income ≈ HK$454,798/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,336
−HK$15,635/mo
▼ 0.25% · 3.875%
HK$257,092
−HK$7,879/mo
Today · 4.125%
HK$264,971
baseline
▲ 0.50% · 4.625%
HK$281,094
+HK$16,123/mo
Deposit HK$6.07M · loan HK$54.67M · min. income ≈ HK$529,942/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,384
−HK$14,986/mo
▼ 0.25% · 3.875%
HK$284,823
−HK$7,547/mo
Today · 4.125%
HK$292,370
baseline
▲ 0.50% · 4.625%
HK$307,781
+HK$15,411/mo
Deposit HK$6.07M · loan HK$54.67M · min. income ≈ HK$584,740/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,769 · Scale 2, in force from 26 Feb 2026)