LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,527
−HK$8,687/mo
▼ 0.25% · 3.875%
HK$142,836
−HK$4,378/mo
Today · 4.125%
HK$147,214
baseline
▲ 0.50% · 4.625%
HK$156,171
+HK$8,957/mo
Deposit HK$30.38M · loan HK$30.38M · min. income ≈ HK$294,428/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,110
−HK$8,326/mo
▼ 0.25% · 3.875%
HK$158,243
−HK$4,193/mo
Today · 4.125%
HK$162,436
baseline
▲ 0.50% · 4.625%
HK$170,998
+HK$8,562/mo
Deposit HK$30.38M · loan HK$30.38M · min. income ≈ HK$324,872/mo (50% DSR)
Upfront cash ≈ HK$32.96M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,232
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,403
−HK$5,253/mo
Today · 4.125%
HK$176,656
baseline
▲ 0.50% · 4.625%
HK$187,405
+HK$10,749/mo
Deposit HK$24.30M · loan HK$36.45M · min. income ≈ HK$353,312/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,932
−HK$9,991/mo
▼ 0.25% · 3.875%
HK$189,891
−HK$5,032/mo
Today · 4.125%
HK$194,923
baseline
▲ 0.50% · 4.625%
HK$205,198
+HK$10,275/mo
Deposit HK$24.30M · loan HK$36.45M · min. income ≈ HK$389,846/mo (50% DSR)
Upfront cash ≈ HK$26.88M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,937
−HK$12,162/mo
▼ 0.25% · 3.875%
HK$199,970
−HK$6,129/mo
Today · 4.125%
HK$206,099
baseline
▲ 0.50% · 4.625%
HK$218,640
+HK$12,541/mo
Deposit HK$18.23M · loan HK$42.53M · min. income ≈ HK$412,198/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,754
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$221,540
−HK$5,870/mo
Today · 4.125%
HK$227,410
baseline
▲ 0.50% · 4.625%
HK$239,397
+HK$11,987/mo
Deposit HK$18.23M · loan HK$42.53M · min. income ≈ HK$454,820/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,348
−HK$15,637/mo
▼ 0.25% · 3.875%
HK$257,104
−HK$7,881/mo
Today · 4.125%
HK$264,985
baseline
▲ 0.50% · 4.625%
HK$281,108
+HK$16,123/mo
Deposit HK$6.08M · loan HK$54.68M · min. income ≈ HK$529,970/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,397
−HK$14,987/mo
▼ 0.25% · 3.875%
HK$284,837
−HK$7,547/mo
Today · 4.125%
HK$292,384
baseline
▲ 0.50% · 4.625%
HK$307,796
+HK$15,412/mo
Deposit HK$6.08M · loan HK$54.68M · min. income ≈ HK$584,768/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,581,898 · Scale 2, in force from 26 Feb 2026)