LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,854
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,285
−HK$438/mo
Today · 4.125%
HK$14,723
baseline
▲ 0.50% · 4.625%
HK$15,619
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,446/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,413
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,826
−HK$420/mo
Today · 4.125%
HK$16,246
baseline
▲ 0.50% · 4.625%
HK$17,102
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,492/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,625
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,142
−HK$526/mo
Today · 4.125%
HK$17,668
baseline
▲ 0.50% · 4.625%
HK$18,743
+HK$1,075/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,336/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,495
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,991
−HK$504/mo
Today · 4.125%
HK$19,495
baseline
▲ 0.50% · 4.625%
HK$20,522
+HK$1,027/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$38,990/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,396
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,999
−HK$613/mo
Today · 4.125%
HK$20,612
baseline
▲ 0.50% · 4.625%
HK$21,867
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,224/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,578
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,157
−HK$587/mo
Today · 4.125%
HK$22,744
baseline
▲ 0.50% · 4.625%
HK$23,943
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,488/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,938
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,714
−HK$788/mo
Today · 4.125%
HK$26,502
baseline
▲ 0.50% · 4.625%
HK$28,114
+HK$1,612/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,004/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,743
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,487
−HK$755/mo
Today · 4.125%
HK$29,242
baseline
▲ 0.50% · 4.625%
HK$30,783
+HK$1,541/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,484/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,579 · Scale 2, in force from 26 Feb 2026)