LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,563
−HK$8,689/mo
▼ 0.25% · 3.875%
HK$142,873
−HK$4,379/mo
Today · 4.125%
HK$147,252
baseline
▲ 0.50% · 4.625%
HK$156,212
+HK$8,960/mo
Deposit HK$30.38M · loan HK$30.38M · min. income ≈ HK$294,504/mo (50% DSR)
Upfront cash ≈ HK$32.97M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,150
−HK$8,328/mo
▼ 0.25% · 3.875%
HK$158,284
−HK$4,194/mo
Today · 4.125%
HK$162,478
baseline
▲ 0.50% · 4.625%
HK$171,043
+HK$8,565/mo
Deposit HK$30.38M · loan HK$30.38M · min. income ≈ HK$324,956/mo (50% DSR)
Upfront cash ≈ HK$32.97M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,276
−HK$10,426/mo
▼ 0.25% · 3.875%
HK$171,448
−HK$5,254/mo
Today · 4.125%
HK$176,702
baseline
▲ 0.50% · 4.625%
HK$187,454
+HK$10,752/mo
Deposit HK$24.31M · loan HK$36.46M · min. income ≈ HK$353,404/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,980
−HK$9,994/mo
▼ 0.25% · 3.875%
HK$189,941
−HK$5,033/mo
Today · 4.125%
HK$194,974
baseline
▲ 0.50% · 4.625%
HK$205,251
+HK$10,277/mo
Deposit HK$24.31M · loan HK$36.46M · min. income ≈ HK$389,948/mo (50% DSR)
Upfront cash ≈ HK$26.89M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$193,988
−HK$12,165/mo
▼ 0.25% · 3.875%
HK$200,022
−HK$6,131/mo
Today · 4.125%
HK$206,153
baseline
▲ 0.50% · 4.625%
HK$218,697
+HK$12,544/mo
Deposit HK$18.23M · loan HK$42.54M · min. income ≈ HK$412,306/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,810
−HK$11,659/mo
▼ 0.25% · 3.875%
HK$221,598
−HK$5,871/mo
Today · 4.125%
HK$227,469
baseline
▲ 0.50% · 4.625%
HK$239,460
+HK$11,991/mo
Deposit HK$18.23M · loan HK$42.54M · min. income ≈ HK$454,938/mo (50% DSR)
Upfront cash ≈ HK$20.81M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,413
−HK$15,641/mo
▼ 0.25% · 3.875%
HK$257,171
−HK$7,883/mo
Today · 4.125%
HK$265,054
baseline
▲ 0.50% · 4.625%
HK$281,182
+HK$16,128/mo
Deposit HK$6.08M · loan HK$54.69M · min. income ≈ HK$530,108/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,470
−HK$14,991/mo
▼ 0.25% · 3.875%
HK$284,911
−HK$7,550/mo
Today · 4.125%
HK$292,461
baseline
▲ 0.50% · 4.625%
HK$307,877
+HK$15,416/mo
Deposit HK$6.08M · loan HK$54.69M · min. income ≈ HK$584,922/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,582,572 · Scale 2, in force from 26 Feb 2026)