LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,858
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,289
−HK$438/mo
Today · 4.125%
HK$14,727
baseline
▲ 0.50% · 4.625%
HK$15,623
+HK$896/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,454/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,417
−HK$833/mo
▼ 0.25% · 3.875%
HK$15,830
−HK$420/mo
Today · 4.125%
HK$16,250
baseline
▲ 0.50% · 4.625%
HK$17,106
+HK$856/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,500/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,630
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,147
−HK$525/mo
Today · 4.125%
HK$17,672
baseline
▲ 0.50% · 4.625%
HK$18,748
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,344/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,500
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$18,996
−HK$504/mo
Today · 4.125%
HK$19,500
baseline
▲ 0.50% · 4.625%
HK$20,528
+HK$1,028/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,000/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,401
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,005
−HK$613/mo
Today · 4.125%
HK$20,618
baseline
▲ 0.50% · 4.625%
HK$21,872
+HK$1,254/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$41,236/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,584
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,162
−HK$588/mo
Today · 4.125%
HK$22,750
baseline
▲ 0.50% · 4.625%
HK$23,949
+HK$1,199/mo
Deposit HK$1.82M · loan HK$4.25M · min. income ≈ HK$45,500/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,720
−HK$789/mo
Today · 4.125%
HK$26,509
baseline
▲ 0.50% · 4.625%
HK$28,122
+HK$1,613/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,018/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,750
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,495
−HK$755/mo
Today · 4.125%
HK$29,250
baseline
▲ 0.50% · 4.625%
HK$30,791
+HK$1,541/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,500/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$142,738 · Scale 2, in force from 26 Feb 2026)