LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,594
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$142,905
−HK$4,380/mo
Today · 4.125%
HK$147,285
baseline
▲ 0.50% · 4.625%
HK$156,247
+HK$8,962/mo
Deposit HK$30.39M · loan HK$30.39M · min. income ≈ HK$294,570/mo (50% DSR)
Upfront cash ≈ HK$32.97M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,184
−HK$8,330/mo
▼ 0.25% · 3.875%
HK$158,319
−HK$4,195/mo
Today · 4.125%
HK$162,514
baseline
▲ 0.50% · 4.625%
HK$171,081
+HK$8,567/mo
Deposit HK$30.39M · loan HK$30.39M · min. income ≈ HK$325,028/mo (50% DSR)
Upfront cash ≈ HK$32.97M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,313
−HK$10,429/mo
▼ 0.25% · 3.875%
HK$171,486
−HK$5,256/mo
Today · 4.125%
HK$176,742
baseline
▲ 0.50% · 4.625%
HK$187,496
+HK$10,754/mo
Deposit HK$24.31M · loan HK$36.47M · min. income ≈ HK$353,484/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,021
−HK$9,996/mo
▼ 0.25% · 3.875%
HK$189,983
−HK$5,034/mo
Today · 4.125%
HK$195,017
baseline
▲ 0.50% · 4.625%
HK$205,297
+HK$10,280/mo
Deposit HK$24.31M · loan HK$36.47M · min. income ≈ HK$390,034/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,031
−HK$12,168/mo
▼ 0.25% · 3.875%
HK$200,067
−HK$6,132/mo
Today · 4.125%
HK$206,199
baseline
▲ 0.50% · 4.625%
HK$218,745
+HK$12,546/mo
Deposit HK$18.23M · loan HK$42.55M · min. income ≈ HK$412,398/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,858
−HK$11,662/mo
▼ 0.25% · 3.875%
HK$221,647
−HK$5,873/mo
Today · 4.125%
HK$227,520
baseline
▲ 0.50% · 4.625%
HK$239,513
+HK$11,993/mo
Deposit HK$18.23M · loan HK$42.55M · min. income ≈ HK$455,040/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,469
−HK$15,644/mo
▼ 0.25% · 3.875%
HK$257,229
−HK$7,884/mo
Today · 4.125%
HK$265,113
baseline
▲ 0.50% · 4.625%
HK$281,244
+HK$16,131/mo
Deposit HK$6.08M · loan HK$54.70M · min. income ≈ HK$530,226/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,532
−HK$14,994/mo
▼ 0.25% · 3.875%
HK$284,975
−HK$7,551/mo
Today · 4.125%
HK$292,526
baseline
▲ 0.50% · 4.625%
HK$307,945
+HK$15,419/mo
Deposit HK$6.08M · loan HK$54.70M · min. income ≈ HK$585,052/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,147 · Scale 2, in force from 26 Feb 2026)