LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,603
−HK$8,691/mo
▼ 0.25% · 3.875%
HK$142,914
−HK$4,380/mo
Today · 4.125%
HK$147,294
baseline
▲ 0.50% · 4.625%
HK$156,257
+HK$8,963/mo
Deposit HK$30.39M · loan HK$30.39M · min. income ≈ HK$294,588/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,194
−HK$8,331/mo
▼ 0.25% · 3.875%
HK$158,330
−HK$4,195/mo
Today · 4.125%
HK$162,525
baseline
▲ 0.50% · 4.625%
HK$171,092
+HK$8,567/mo
Deposit HK$30.39M · loan HK$30.39M · min. income ≈ HK$325,050/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,323
−HK$10,430/mo
▼ 0.25% · 3.875%
HK$171,497
−HK$5,256/mo
Today · 4.125%
HK$176,753
baseline
▲ 0.50% · 4.625%
HK$187,508
+HK$10,755/mo
Deposit HK$24.31M · loan HK$36.47M · min. income ≈ HK$353,506/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,033
−HK$9,997/mo
▼ 0.25% · 3.875%
HK$189,996
−HK$5,034/mo
Today · 4.125%
HK$195,030
baseline
▲ 0.50% · 4.625%
HK$205,310
+HK$10,280/mo
Deposit HK$24.31M · loan HK$36.47M · min. income ≈ HK$390,060/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,044
−HK$12,168/mo
▼ 0.25% · 3.875%
HK$200,080
−HK$6,132/mo
Today · 4.125%
HK$206,212
baseline
▲ 0.50% · 4.625%
HK$218,760
+HK$12,548/mo
Deposit HK$18.24M · loan HK$42.55M · min. income ≈ HK$412,424/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,872
−HK$11,663/mo
▼ 0.25% · 3.875%
HK$221,662
−HK$5,873/mo
Today · 4.125%
HK$227,535
baseline
▲ 0.50% · 4.625%
HK$239,529
+HK$11,994/mo
Deposit HK$18.24M · loan HK$42.55M · min. income ≈ HK$455,070/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,485
−HK$15,645/mo
▼ 0.25% · 3.875%
HK$257,246
−HK$7,884/mo
Today · 4.125%
HK$265,130
baseline
▲ 0.50% · 4.625%
HK$281,263
+HK$16,133/mo
Deposit HK$6.08M · loan HK$54.71M · min. income ≈ HK$530,260/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,550
−HK$14,995/mo
▼ 0.25% · 3.875%
HK$284,993
−HK$7,552/mo
Today · 4.125%
HK$292,545
baseline
▲ 0.50% · 4.625%
HK$307,965
+HK$15,420/mo
Deposit HK$6.08M · loan HK$54.71M · min. income ≈ HK$585,090/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,316 · Scale 2, in force from 26 Feb 2026)