LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,615
−HK$8,692/mo
▼ 0.25% · 3.875%
HK$142,926
−HK$4,381/mo
Today · 4.125%
HK$147,307
baseline
▲ 0.50% · 4.625%
HK$156,270
+HK$8,963/mo
Deposit HK$30.39M · loan HK$30.39M · min. income ≈ HK$294,614/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,207
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$158,343
−HK$4,196/mo
Today · 4.125%
HK$162,539
baseline
▲ 0.50% · 4.625%
HK$171,106
+HK$8,567/mo
Deposit HK$30.39M · loan HK$30.39M · min. income ≈ HK$325,078/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,338
−HK$10,430/mo
▼ 0.25% · 3.875%
HK$171,512
−HK$5,256/mo
Today · 4.125%
HK$176,768
baseline
▲ 0.50% · 4.625%
HK$187,524
+HK$10,756/mo
Deposit HK$24.32M · loan HK$36.47M · min. income ≈ HK$353,536/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,049
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$190,012
−HK$5,035/mo
Today · 4.125%
HK$195,047
baseline
▲ 0.50% · 4.625%
HK$205,328
+HK$10,281/mo
Deposit HK$24.32M · loan HK$36.47M · min. income ≈ HK$390,094/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,061
−HK$12,169/mo
▼ 0.25% · 3.875%
HK$200,097
−HK$6,133/mo
Today · 4.125%
HK$206,230
baseline
▲ 0.50% · 4.625%
HK$218,778
+HK$12,548/mo
Deposit HK$18.24M · loan HK$42.55M · min. income ≈ HK$412,460/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,890
−HK$11,664/mo
▼ 0.25% · 3.875%
HK$221,681
−HK$5,873/mo
Today · 4.125%
HK$227,554
baseline
▲ 0.50% · 4.625%
HK$239,549
+HK$11,995/mo
Deposit HK$18.24M · loan HK$42.55M · min. income ≈ HK$455,108/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,506
−HK$15,647/mo
▼ 0.25% · 3.875%
HK$257,268
−HK$7,885/mo
Today · 4.125%
HK$265,153
baseline
▲ 0.50% · 4.625%
HK$281,287
+HK$16,134/mo
Deposit HK$6.08M · loan HK$54.71M · min. income ≈ HK$530,306/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,573
−HK$14,997/mo
▼ 0.25% · 3.875%
HK$285,018
−HK$7,552/mo
Today · 4.125%
HK$292,570
baseline
▲ 0.50% · 4.625%
HK$307,992
+HK$15,422/mo
Deposit HK$6.08M · loan HK$54.71M · min. income ≈ HK$585,140/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,536 · Scale 2, in force from 26 Feb 2026)