LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,638
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,951
−HK$4,381/mo
Today · 4.125%
HK$147,332
baseline
▲ 0.50% · 4.625%
HK$156,297
+HK$8,965/mo
Deposit HK$30.40M · loan HK$30.40M · min. income ≈ HK$294,664/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,234
−HK$8,333/mo
▼ 0.25% · 3.875%
HK$158,370
−HK$4,197/mo
Today · 4.125%
HK$162,567
baseline
▲ 0.50% · 4.625%
HK$171,136
+HK$8,569/mo
Deposit HK$30.40M · loan HK$30.40M · min. income ≈ HK$325,134/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,366
−HK$10,433/mo
▼ 0.25% · 3.875%
HK$171,541
−HK$5,258/mo
Today · 4.125%
HK$176,799
baseline
▲ 0.50% · 4.625%
HK$187,557
+HK$10,758/mo
Deposit HK$24.32M · loan HK$36.48M · min. income ≈ HK$353,598/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,081
−HK$9,999/mo
▼ 0.25% · 3.875%
HK$190,044
−HK$5,036/mo
Today · 4.125%
HK$195,080
baseline
▲ 0.50% · 4.625%
HK$205,363
+HK$10,283/mo
Deposit HK$24.32M · loan HK$36.48M · min. income ≈ HK$390,160/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,094
−HK$12,171/mo
▼ 0.25% · 3.875%
HK$200,131
−HK$6,134/mo
Today · 4.125%
HK$206,265
baseline
▲ 0.50% · 4.625%
HK$218,816
+HK$12,551/mo
Deposit HK$18.24M · loan HK$42.56M · min. income ≈ HK$412,530/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,927
−HK$11,666/mo
▼ 0.25% · 3.875%
HK$221,719
−HK$5,874/mo
Today · 4.125%
HK$227,593
baseline
▲ 0.50% · 4.625%
HK$239,590
+HK$11,997/mo
Deposit HK$18.24M · loan HK$42.56M · min. income ≈ HK$455,186/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,549
−HK$15,649/mo
▼ 0.25% · 3.875%
HK$257,312
−HK$7,886/mo
Today · 4.125%
HK$265,198
baseline
▲ 0.50% · 4.625%
HK$281,335
+HK$16,137/mo
Deposit HK$6.08M · loan HK$54.72M · min. income ≈ HK$530,396/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,621
−HK$14,999/mo
▼ 0.25% · 3.875%
HK$285,067
−HK$7,553/mo
Today · 4.125%
HK$292,620
baseline
▲ 0.50% · 4.625%
HK$308,044
+HK$15,424/mo
Deposit HK$6.08M · loan HK$54.72M · min. income ≈ HK$585,240/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,583,979 · Scale 2, in force from 26 Feb 2026)