LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,640
−HK$8,694/mo
▼ 0.25% · 3.875%
HK$142,952
−HK$4,382/mo
Today · 4.125%
HK$147,334
baseline
▲ 0.50% · 4.625%
HK$156,299
+HK$8,965/mo
Deposit HK$30.40M · loan HK$30.40M · min. income ≈ HK$294,668/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,236
−HK$8,332/mo
▼ 0.25% · 3.875%
HK$158,372
−HK$4,196/mo
Today · 4.125%
HK$162,568
baseline
▲ 0.50% · 4.625%
HK$171,138
+HK$8,570/mo
Deposit HK$30.40M · loan HK$30.40M · min. income ≈ HK$325,136/mo (50% DSR)
Upfront cash ≈ HK$32.98M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,368
−HK$10,433/mo
▼ 0.25% · 3.875%
HK$171,543
−HK$5,258/mo
Today · 4.125%
HK$176,801
baseline
▲ 0.50% · 4.625%
HK$187,559
+HK$10,758/mo
Deposit HK$24.32M · loan HK$36.48M · min. income ≈ HK$353,602/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,083
−HK$9,999/mo
▼ 0.25% · 3.875%
HK$190,046
−HK$5,036/mo
Today · 4.125%
HK$195,082
baseline
▲ 0.50% · 4.625%
HK$205,365
+HK$10,283/mo
Deposit HK$24.32M · loan HK$36.48M · min. income ≈ HK$390,164/mo (50% DSR)
Upfront cash ≈ HK$26.90M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,096
−HK$12,171/mo
▼ 0.25% · 3.875%
HK$200,133
−HK$6,134/mo
Today · 4.125%
HK$206,267
baseline
▲ 0.50% · 4.625%
HK$218,818
+HK$12,551/mo
Deposit HK$18.24M · loan HK$42.56M · min. income ≈ HK$412,534/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,930
−HK$11,666/mo
▼ 0.25% · 3.875%
HK$221,721
−HK$5,875/mo
Today · 4.125%
HK$227,596
baseline
▲ 0.50% · 4.625%
HK$239,593
+HK$11,997/mo
Deposit HK$18.24M · loan HK$42.56M · min. income ≈ HK$455,192/mo (50% DSR)
Upfront cash ≈ HK$20.82M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,552
−HK$15,649/mo
▼ 0.25% · 3.875%
HK$257,314
−HK$7,887/mo
Today · 4.125%
HK$265,201
baseline
▲ 0.50% · 4.625%
HK$281,338
+HK$16,137/mo
Deposit HK$6.08M · loan HK$54.72M · min. income ≈ HK$530,402/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,624
−HK$14,999/mo
▼ 0.25% · 3.875%
HK$285,070
−HK$7,553/mo
Today · 4.125%
HK$292,623
baseline
▲ 0.50% · 4.625%
HK$308,048
+HK$15,425/mo
Deposit HK$6.08M · loan HK$54.72M · min. income ≈ HK$585,246/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,584,007 · Scale 2, in force from 26 Feb 2026)