LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,865
−HK$869/mo
▼ 0.25% · 3.875%
HK$14,296
−HK$438/mo
Today · 4.125%
HK$14,734
baseline
▲ 0.50% · 4.625%
HK$15,631
+HK$897/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,468/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,424
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,838
−HK$420/mo
Today · 4.125%
HK$16,258
baseline
▲ 0.50% · 4.625%
HK$17,115
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,516/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,638
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,155
−HK$526/mo
Today · 4.125%
HK$17,681
baseline
▲ 0.50% · 4.625%
HK$18,757
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,362/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,509
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,006
−HK$503/mo
Today · 4.125%
HK$19,509
baseline
▲ 0.50% · 4.625%
HK$20,538
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,018/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,411
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$614/mo
Today · 4.125%
HK$20,628
baseline
▲ 0.50% · 4.625%
HK$21,883
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,256/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$588/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$23,961
+HK$1,200/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,957
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$789/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,613/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,509
−HK$755/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,542/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,036 · Scale 2, in force from 26 Feb 2026)