LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,655
−HK$8,695/mo
▼ 0.25% · 3.875%
HK$142,968
−HK$4,382/mo
Today · 4.125%
HK$147,350
baseline
▲ 0.50% · 4.625%
HK$156,316
+HK$8,966/mo
Deposit HK$30.40M · loan HK$30.40M · min. income ≈ HK$294,700/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,252
−HK$8,334/mo
▼ 0.25% · 3.875%
HK$158,389
−HK$4,197/mo
Today · 4.125%
HK$162,586
baseline
▲ 0.50% · 4.625%
HK$171,156
+HK$8,570/mo
Deposit HK$30.40M · loan HK$30.40M · min. income ≈ HK$325,172/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,386
−HK$10,434/mo
▼ 0.25% · 3.875%
HK$171,561
−HK$5,259/mo
Today · 4.125%
HK$176,820
baseline
▲ 0.50% · 4.625%
HK$187,579
+HK$10,759/mo
Deposit HK$24.32M · loan HK$36.48M · min. income ≈ HK$353,640/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,102
−HK$10,001/mo
▼ 0.25% · 3.875%
HK$190,067
−HK$5,036/mo
Today · 4.125%
HK$195,103
baseline
▲ 0.50% · 4.625%
HK$205,387
+HK$10,284/mo
Deposit HK$24.32M · loan HK$36.48M · min. income ≈ HK$390,206/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,117
−HK$12,173/mo
▼ 0.25% · 3.875%
HK$200,155
−HK$6,135/mo
Today · 4.125%
HK$206,290
baseline
▲ 0.50% · 4.625%
HK$218,842
+HK$12,552/mo
Deposit HK$18.24M · loan HK$42.56M · min. income ≈ HK$412,580/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,953
−HK$11,667/mo
▼ 0.25% · 3.875%
HK$221,745
−HK$5,875/mo
Today · 4.125%
HK$227,620
baseline
▲ 0.50% · 4.625%
HK$239,618
+HK$11,998/mo
Deposit HK$18.24M · loan HK$42.56M · min. income ≈ HK$455,240/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,579
−HK$15,650/mo
▼ 0.25% · 3.875%
HK$257,342
−HK$7,887/mo
Today · 4.125%
HK$265,229
baseline
▲ 0.50% · 4.625%
HK$281,368
+HK$16,139/mo
Deposit HK$6.08M · loan HK$54.73M · min. income ≈ HK$530,458/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,654
−HK$15,000/mo
▼ 0.25% · 3.875%
HK$285,100
−HK$7,554/mo
Today · 4.125%
HK$292,654
baseline
▲ 0.50% · 4.625%
HK$308,081
+HK$15,427/mo
Deposit HK$6.08M · loan HK$54.73M · min. income ≈ HK$585,308/mo (50% DSR)
Upfront cash ≈ HK$8.66M (deposit + AVD stamp duty HK$2,584,283 · Scale 2, in force from 26 Feb 2026)