LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,673
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$142,986
−HK$4,383/mo
Today · 4.125%
HK$147,369
baseline
▲ 0.50% · 4.625%
HK$156,336
+HK$8,967/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$294,738/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,272
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$158,409
−HK$4,198/mo
Today · 4.125%
HK$162,607
baseline
▲ 0.50% · 4.625%
HK$171,178
+HK$8,571/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$325,214/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,407
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$171,583
−HK$5,259/mo
Today · 4.125%
HK$176,842
baseline
▲ 0.50% · 4.625%
HK$187,603
+HK$10,761/mo
Deposit HK$24.33M · loan HK$36.49M · min. income ≈ HK$353,684/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,126
−HK$10,002/mo
▼ 0.25% · 3.875%
HK$190,091
−HK$5,037/mo
Today · 4.125%
HK$195,128
baseline
▲ 0.50% · 4.625%
HK$205,414
+HK$10,286/mo
Deposit HK$24.33M · loan HK$36.49M · min. income ≈ HK$390,256/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,142
−HK$12,174/mo
▼ 0.25% · 3.875%
HK$200,181
−HK$6,135/mo
Today · 4.125%
HK$206,316
baseline
▲ 0.50% · 4.625%
HK$218,870
+HK$12,554/mo
Deposit HK$18.24M · loan HK$42.57M · min. income ≈ HK$412,632/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,981
−HK$11,668/mo
▼ 0.25% · 3.875%
HK$221,773
−HK$5,876/mo
Today · 4.125%
HK$227,649
baseline
▲ 0.50% · 4.625%
HK$239,649
+HK$12,000/mo
Deposit HK$18.24M · loan HK$42.57M · min. income ≈ HK$455,298/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,611
−HK$15,653/mo
▼ 0.25% · 3.875%
HK$257,375
−HK$7,889/mo
Today · 4.125%
HK$265,264
baseline
▲ 0.50% · 4.625%
HK$281,404
+HK$16,140/mo
Deposit HK$6.08M · loan HK$54.73M · min. income ≈ HK$530,528/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,689
−HK$15,003/mo
▼ 0.25% · 3.875%
HK$285,137
−HK$7,555/mo
Today · 4.125%
HK$292,692
baseline
▲ 0.50% · 4.625%
HK$308,120
+HK$15,428/mo
Deposit HK$6.08M · loan HK$54.73M · min. income ≈ HK$585,384/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,584,617 · Scale 2, in force from 26 Feb 2026)