LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,867
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,299
−HK$438/mo
Today · 4.125%
HK$14,737
baseline
▲ 0.50% · 4.625%
HK$15,634
+HK$897/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,474/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,427
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,841
−HK$420/mo
Today · 4.125%
HK$16,261
baseline
▲ 0.50% · 4.625%
HK$17,118
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,522/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,641
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,159
−HK$525/mo
Today · 4.125%
HK$17,684
baseline
▲ 0.50% · 4.625%
HK$18,761
+HK$1,077/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,368/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,513
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,009
−HK$504/mo
Today · 4.125%
HK$19,513
baseline
▲ 0.50% · 4.625%
HK$20,542
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,026/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,414
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,018
−HK$614/mo
Today · 4.125%
HK$20,632
baseline
▲ 0.50% · 4.625%
HK$21,887
+HK$1,255/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,264/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,598
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,178
−HK$587/mo
Today · 4.125%
HK$22,765
baseline
▲ 0.50% · 4.625%
HK$23,965
+HK$1,200/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,530/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,961
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,738
−HK$789/mo
Today · 4.125%
HK$26,527
baseline
▲ 0.50% · 4.625%
HK$28,141
+HK$1,614/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,054/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,769
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,514
−HK$756/mo
Today · 4.125%
HK$29,270
baseline
▲ 0.50% · 4.625%
HK$30,812
+HK$1,542/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,540/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$143,153 · Scale 2, in force from 26 Feb 2026)