LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,679
−HK$8,696/mo
▼ 0.25% · 3.875%
HK$142,992
−HK$4,383/mo
Today · 4.125%
HK$147,375
baseline
▲ 0.50% · 4.625%
HK$156,342
+HK$8,967/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$294,750/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,279
−HK$8,335/mo
▼ 0.25% · 3.875%
HK$158,416
−HK$4,198/mo
Today · 4.125%
HK$162,614
baseline
▲ 0.50% · 4.625%
HK$171,185
+HK$8,571/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$325,228/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,414
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$171,591
−HK$5,259/mo
Today · 4.125%
HK$176,850
baseline
▲ 0.50% · 4.625%
HK$187,611
+HK$10,761/mo
Deposit HK$24.33M · loan HK$36.49M · min. income ≈ HK$353,700/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,134
−HK$10,002/mo
▼ 0.25% · 3.875%
HK$190,099
−HK$5,037/mo
Today · 4.125%
HK$195,136
baseline
▲ 0.50% · 4.625%
HK$205,422
+HK$10,286/mo
Deposit HK$24.33M · loan HK$36.49M · min. income ≈ HK$390,272/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,150
−HK$12,175/mo
▼ 0.25% · 3.875%
HK$200,189
−HK$6,136/mo
Today · 4.125%
HK$206,325
baseline
▲ 0.50% · 4.625%
HK$218,879
+HK$12,554/mo
Deposit HK$18.25M · loan HK$42.57M · min. income ≈ HK$412,650/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,990
−HK$11,669/mo
▼ 0.25% · 3.875%
HK$221,783
−HK$5,876/mo
Today · 4.125%
HK$227,659
baseline
▲ 0.50% · 4.625%
HK$239,659
+HK$12,000/mo
Deposit HK$18.25M · loan HK$42.57M · min. income ≈ HK$455,318/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,621
−HK$15,654/mo
▼ 0.25% · 3.875%
HK$257,386
−HK$7,889/mo
Today · 4.125%
HK$265,275
baseline
▲ 0.50% · 4.625%
HK$281,416
+HK$16,141/mo
Deposit HK$6.08M · loan HK$54.74M · min. income ≈ HK$530,550/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,701
−HK$15,004/mo
▼ 0.25% · 3.875%
HK$285,149
−HK$7,556/mo
Today · 4.125%
HK$292,705
baseline
▲ 0.50% · 4.625%
HK$308,134
+HK$15,429/mo
Deposit HK$6.08M · loan HK$54.74M · min. income ≈ HK$585,410/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,584,727 · Scale 2, in force from 26 Feb 2026)