LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,681
−HK$8,697/mo
▼ 0.25% · 3.875%
HK$142,995
−HK$4,383/mo
Today · 4.125%
HK$147,378
baseline
▲ 0.50% · 4.625%
HK$156,345
+HK$8,967/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$294,756/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,281
−HK$8,336/mo
▼ 0.25% · 3.875%
HK$158,419
−HK$4,198/mo
Today · 4.125%
HK$162,617
baseline
▲ 0.50% · 4.625%
HK$171,188
+HK$8,571/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$325,234/mo (50% DSR)
Upfront cash ≈ HK$32.99M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,417
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$171,594
−HK$5,259/mo
Today · 4.125%
HK$176,853
baseline
▲ 0.50% · 4.625%
HK$187,614
+HK$10,761/mo
Deposit HK$24.33M · loan HK$36.49M · min. income ≈ HK$353,706/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,137
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$190,103
−HK$5,037/mo
Today · 4.125%
HK$195,140
baseline
▲ 0.50% · 4.625%
HK$205,426
+HK$10,286/mo
Deposit HK$24.33M · loan HK$36.49M · min. income ≈ HK$390,280/mo (50% DSR)
Upfront cash ≈ HK$26.91M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,153
−HK$12,176/mo
▼ 0.25% · 3.875%
HK$200,193
−HK$6,136/mo
Today · 4.125%
HK$206,329
baseline
▲ 0.50% · 4.625%
HK$218,883
+HK$12,554/mo
Deposit HK$18.25M · loan HK$42.57M · min. income ≈ HK$412,658/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$215,994
−HK$11,669/mo
▼ 0.25% · 3.875%
HK$221,787
−HK$5,876/mo
Today · 4.125%
HK$227,663
baseline
▲ 0.50% · 4.625%
HK$239,664
+HK$12,001/mo
Deposit HK$18.25M · loan HK$42.57M · min. income ≈ HK$455,326/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,626
−HK$15,654/mo
▼ 0.25% · 3.875%
HK$257,391
−HK$7,889/mo
Today · 4.125%
HK$265,280
baseline
▲ 0.50% · 4.625%
HK$281,421
+HK$16,141/mo
Deposit HK$6.08M · loan HK$54.74M · min. income ≈ HK$530,560/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,706
−HK$15,004/mo
▼ 0.25% · 3.875%
HK$285,154
−HK$7,556/mo
Today · 4.125%
HK$292,710
baseline
▲ 0.50% · 4.625%
HK$308,139
+HK$15,429/mo
Deposit HK$6.08M · loan HK$54.74M · min. income ≈ HK$585,420/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,584,773 · Scale 2, in force from 26 Feb 2026)