LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,870
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,302
−HK$438/mo
Today · 4.125%
HK$14,740
baseline
▲ 0.50% · 4.625%
HK$15,637
+HK$897/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,480/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,430
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,844
−HK$420/mo
Today · 4.125%
HK$16,264
baseline
▲ 0.50% · 4.625%
HK$17,121
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,528/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,644
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,162
−HK$526/mo
Today · 4.125%
HK$17,688
baseline
▲ 0.50% · 4.625%
HK$18,764
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,376/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,516
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,013
−HK$504/mo
Today · 4.125%
HK$19,517
baseline
▲ 0.50% · 4.625%
HK$20,546
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,034/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,418
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,022
−HK$614/mo
Today · 4.125%
HK$20,636
baseline
▲ 0.50% · 4.625%
HK$21,892
+HK$1,256/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,272/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,603
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,182
−HK$588/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$23,970
+HK$1,200/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,966
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,743
−HK$789/mo
Today · 4.125%
HK$26,532
baseline
▲ 0.50% · 4.625%
HK$28,146
+HK$1,614/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,064/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,775
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,520
−HK$755/mo
Today · 4.125%
HK$29,275
baseline
▲ 0.50% · 4.625%
HK$30,818
+HK$1,543/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,550/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$143,271 · Scale 2, in force from 26 Feb 2026)