LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,707
−HK$8,698/mo
▼ 0.25% · 3.875%
HK$143,021
−HK$4,384/mo
Today · 4.125%
HK$147,405
baseline
▲ 0.50% · 4.625%
HK$156,374
+HK$8,969/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$294,810/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,310
−HK$8,337/mo
▼ 0.25% · 3.875%
HK$158,448
−HK$4,199/mo
Today · 4.125%
HK$162,647
baseline
▲ 0.50% · 4.625%
HK$171,220
+HK$8,573/mo
Deposit HK$30.41M · loan HK$30.41M · min. income ≈ HK$325,294/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,448
−HK$10,438/mo
▼ 0.25% · 3.875%
HK$171,626
−HK$5,260/mo
Today · 4.125%
HK$176,886
baseline
▲ 0.50% · 4.625%
HK$187,649
+HK$10,763/mo
Deposit HK$24.33M · loan HK$36.50M · min. income ≈ HK$353,772/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,172
−HK$10,004/mo
▼ 0.25% · 3.875%
HK$190,138
−HK$5,038/mo
Today · 4.125%
HK$195,176
baseline
▲ 0.50% · 4.625%
HK$205,464
+HK$10,288/mo
Deposit HK$24.33M · loan HK$36.50M · min. income ≈ HK$390,352/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,189
−HK$12,178/mo
▼ 0.25% · 3.875%
HK$200,230
−HK$6,137/mo
Today · 4.125%
HK$206,367
baseline
▲ 0.50% · 4.625%
HK$218,924
+HK$12,557/mo
Deposit HK$18.25M · loan HK$42.58M · min. income ≈ HK$412,734/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,034
−HK$11,671/mo
▼ 0.25% · 3.875%
HK$221,828
−HK$5,877/mo
Today · 4.125%
HK$227,705
baseline
▲ 0.50% · 4.625%
HK$239,708
+HK$12,003/mo
Deposit HK$18.25M · loan HK$42.58M · min. income ≈ HK$455,410/mo (50% DSR)
Upfront cash ≈ HK$20.83M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,672
−HK$15,657/mo
▼ 0.25% · 3.875%
HK$257,438
−HK$7,891/mo
Today · 4.125%
HK$265,329
baseline
▲ 0.50% · 4.625%
HK$281,473
+HK$16,144/mo
Deposit HK$6.08M · loan HK$54.75M · min. income ≈ HK$530,658/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,758
−HK$15,006/mo
▼ 0.25% · 3.875%
HK$285,207
−HK$7,557/mo
Today · 4.125%
HK$292,764
baseline
▲ 0.50% · 4.625%
HK$308,196
+HK$15,432/mo
Deposit HK$6.08M · loan HK$54.75M · min. income ≈ HK$585,528/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,585,251 · Scale 2, in force from 26 Feb 2026)