LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,871
−HK$870/mo
▼ 0.25% · 3.875%
HK$14,303
−HK$438/mo
Today · 4.125%
HK$14,741
baseline
▲ 0.50% · 4.625%
HK$15,638
+HK$897/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$29,482/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,432
−HK$834/mo
▼ 0.25% · 3.875%
HK$15,846
−HK$420/mo
Today · 4.125%
HK$16,266
baseline
▲ 0.50% · 4.625%
HK$17,123
+HK$857/mo
Deposit HK$3.04M · loan HK$3.04M · min. income ≈ HK$32,532/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,646
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,163
−HK$527/mo
Today · 4.125%
HK$17,690
baseline
▲ 0.50% · 4.625%
HK$18,766
+HK$1,076/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$35,380/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,518
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,015
−HK$504/mo
Today · 4.125%
HK$19,519
baseline
▲ 0.50% · 4.625%
HK$20,548
+HK$1,029/mo
Deposit HK$2.43M · loan HK$3.65M · min. income ≈ HK$39,038/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,420
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,024
−HK$614/mo
Today · 4.125%
HK$20,638
baseline
▲ 0.50% · 4.625%
HK$21,894
+HK$1,256/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$41,276/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,605
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,184
−HK$588/mo
Today · 4.125%
HK$22,772
baseline
▲ 0.50% · 4.625%
HK$23,972
+HK$1,200/mo
Deposit HK$1.82M · loan HK$4.26M · min. income ≈ HK$45,544/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,969
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,745
−HK$789/mo
Today · 4.125%
HK$26,534
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,615/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$53,068/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,777
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,522
−HK$756/mo
Today · 4.125%
HK$29,278
baseline
▲ 0.50% · 4.625%
HK$30,821
+HK$1,543/mo
Deposit HK$608K · loan HK$5.47M · min. income ≈ HK$58,556/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$143,328 · Scale 2, in force from 26 Feb 2026)