LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,717
−HK$8,699/mo
▼ 0.25% · 3.875%
HK$143,032
−HK$4,384/mo
Today · 4.125%
HK$147,416
baseline
▲ 0.50% · 4.625%
HK$156,386
+HK$8,970/mo
Deposit HK$30.42M · loan HK$30.42M · min. income ≈ HK$294,832/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,322
−HK$8,337/mo
▼ 0.25% · 3.875%
HK$158,460
−HK$4,199/mo
Today · 4.125%
HK$162,659
baseline
▲ 0.50% · 4.625%
HK$171,233
+HK$8,574/mo
Deposit HK$30.42M · loan HK$30.42M · min. income ≈ HK$325,318/mo (50% DSR)
Upfront cash ≈ HK$33.00M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,461
−HK$10,438/mo
▼ 0.25% · 3.875%
HK$171,639
−HK$5,260/mo
Today · 4.125%
HK$176,899
baseline
▲ 0.50% · 4.625%
HK$187,663
+HK$10,764/mo
Deposit HK$24.33M · loan HK$36.50M · min. income ≈ HK$353,798/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,186
−HK$10,005/mo
▼ 0.25% · 3.875%
HK$190,152
−HK$5,039/mo
Today · 4.125%
HK$195,191
baseline
▲ 0.50% · 4.625%
HK$205,480
+HK$10,289/mo
Deposit HK$24.33M · loan HK$36.50M · min. income ≈ HK$390,382/mo (50% DSR)
Upfront cash ≈ HK$26.92M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,204
−HK$12,178/mo
▼ 0.25% · 3.875%
HK$200,245
−HK$6,137/mo
Today · 4.125%
HK$206,382
baseline
▲ 0.50% · 4.625%
HK$218,940
+HK$12,558/mo
Deposit HK$18.25M · loan HK$42.58M · min. income ≈ HK$412,764/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,050
−HK$11,673/mo
▼ 0.25% · 3.875%
HK$221,845
−HK$5,878/mo
Today · 4.125%
HK$227,723
baseline
▲ 0.50% · 4.625%
HK$239,726
+HK$12,003/mo
Deposit HK$18.25M · loan HK$42.58M · min. income ≈ HK$455,446/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,691
−HK$15,658/mo
▼ 0.25% · 3.875%
HK$257,458
−HK$7,891/mo
Today · 4.125%
HK$265,349
baseline
▲ 0.50% · 4.625%
HK$281,495
+HK$16,146/mo
Deposit HK$6.08M · loan HK$54.75M · min. income ≈ HK$530,698/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,779
−HK$15,007/mo
▼ 0.25% · 3.875%
HK$285,229
−HK$7,557/mo
Today · 4.125%
HK$292,786
baseline
▲ 0.50% · 4.625%
HK$308,219
+HK$15,433/mo
Deposit HK$6.08M · loan HK$54.75M · min. income ≈ HK$585,572/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,585,448 · Scale 2, in force from 26 Feb 2026)