LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,753
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$143,069
−HK$4,385/mo
Today · 4.125%
HK$147,454
baseline
▲ 0.50% · 4.625%
HK$156,426
+HK$8,972/mo
Deposit HK$30.42M · loan HK$30.42M · min. income ≈ HK$294,908/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,361
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,501
−HK$4,200/mo
Today · 4.125%
HK$162,701
baseline
▲ 0.50% · 4.625%
HK$171,277
+HK$8,576/mo
Deposit HK$30.42M · loan HK$30.42M · min. income ≈ HK$325,402/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,503
−HK$10,442/mo
▼ 0.25% · 3.875%
HK$171,683
−HK$5,262/mo
Today · 4.125%
HK$176,945
baseline
▲ 0.50% · 4.625%
HK$187,711
+HK$10,766/mo
Deposit HK$24.34M · loan HK$36.51M · min. income ≈ HK$353,890/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,233
−HK$10,008/mo
▼ 0.25% · 3.875%
HK$190,201
−HK$5,040/mo
Today · 4.125%
HK$195,241
baseline
▲ 0.50% · 4.625%
HK$205,532
+HK$10,291/mo
Deposit HK$24.34M · loan HK$36.51M · min. income ≈ HK$390,482/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,254
−HK$12,181/mo
▼ 0.25% · 3.875%
HK$200,296
−HK$6,139/mo
Today · 4.125%
HK$206,435
baseline
▲ 0.50% · 4.625%
HK$218,997
+HK$12,562/mo
Deposit HK$18.25M · loan HK$42.59M · min. income ≈ HK$412,870/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,106
−HK$11,675/mo
▼ 0.25% · 3.875%
HK$221,901
−HK$5,880/mo
Today · 4.125%
HK$227,781
baseline
▲ 0.50% · 4.625%
HK$239,788
+HK$12,007/mo
Deposit HK$18.25M · loan HK$42.59M · min. income ≈ HK$455,562/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,755
−HK$15,662/mo
▼ 0.25% · 3.875%
HK$257,524
−HK$7,893/mo
Today · 4.125%
HK$265,417
baseline
▲ 0.50% · 4.625%
HK$281,567
+HK$16,150/mo
Deposit HK$6.08M · loan HK$54.76M · min. income ≈ HK$530,834/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,850
−HK$15,012/mo
▼ 0.25% · 3.875%
HK$285,302
−HK$7,560/mo
Today · 4.125%
HK$292,862
baseline
▲ 0.50% · 4.625%
HK$308,299
+HK$15,437/mo
Deposit HK$6.08M · loan HK$54.76M · min. income ≈ HK$585,724/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,112 · Scale 2, in force from 26 Feb 2026)