LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,757
−HK$8,701/mo
▼ 0.25% · 3.875%
HK$143,073
−HK$4,385/mo
Today · 4.125%
HK$147,458
baseline
▲ 0.50% · 4.625%
HK$156,430
+HK$8,972/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$294,916/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,365
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,505
−HK$4,200/mo
Today · 4.125%
HK$162,705
baseline
▲ 0.50% · 4.625%
HK$171,282
+HK$8,577/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$325,410/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,508
−HK$10,441/mo
▼ 0.25% · 3.875%
HK$171,687
−HK$5,262/mo
Today · 4.125%
HK$176,949
baseline
▲ 0.50% · 4.625%
HK$187,716
+HK$10,767/mo
Deposit HK$24.34M · loan HK$36.51M · min. income ≈ HK$353,898/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,238
−HK$10,008/mo
▼ 0.25% · 3.875%
HK$190,206
−HK$5,040/mo
Today · 4.125%
HK$195,246
baseline
▲ 0.50% · 4.625%
HK$205,538
+HK$10,292/mo
Deposit HK$24.34M · loan HK$36.51M · min. income ≈ HK$390,492/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,259
−HK$12,182/mo
▼ 0.25% · 3.875%
HK$200,302
−HK$6,139/mo
Today · 4.125%
HK$206,441
baseline
▲ 0.50% · 4.625%
HK$219,002
+HK$12,561/mo
Deposit HK$18.26M · loan HK$42.60M · min. income ≈ HK$412,882/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,111
−HK$11,676/mo
▼ 0.25% · 3.875%
HK$221,907
−HK$5,880/mo
Today · 4.125%
HK$227,787
baseline
▲ 0.50% · 4.625%
HK$239,794
+HK$12,007/mo
Deposit HK$18.26M · loan HK$42.60M · min. income ≈ HK$455,574/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,762
−HK$15,662/mo
▼ 0.25% · 3.875%
HK$257,531
−HK$7,893/mo
Today · 4.125%
HK$265,424
baseline
▲ 0.50% · 4.625%
HK$281,575
+HK$16,151/mo
Deposit HK$6.09M · loan HK$54.77M · min. income ≈ HK$530,848/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,858
−HK$15,011/mo
▼ 0.25% · 3.875%
HK$285,310
−HK$7,559/mo
Today · 4.125%
HK$292,869
baseline
▲ 0.50% · 4.625%
HK$308,307
+HK$15,438/mo
Deposit HK$6.09M · loan HK$54.77M · min. income ≈ HK$585,738/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,181 · Scale 2, in force from 26 Feb 2026)