LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,767
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,083
−HK$4,386/mo
Today · 4.125%
HK$147,469
baseline
▲ 0.50% · 4.625%
HK$156,442
+HK$8,973/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$294,938/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,377
−HK$8,340/mo
▼ 0.25% · 3.875%
HK$158,517
−HK$4,200/mo
Today · 4.125%
HK$162,717
baseline
▲ 0.50% · 4.625%
HK$171,294
+HK$8,577/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$325,434/mo (50% DSR)
Upfront cash ≈ HK$33.01M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,520
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$171,700
−HK$5,263/mo
Today · 4.125%
HK$176,963
baseline
▲ 0.50% · 4.625%
HK$187,730
+HK$10,767/mo
Deposit HK$24.34M · loan HK$36.51M · min. income ≈ HK$353,926/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,252
−HK$10,009/mo
▼ 0.25% · 3.875%
HK$190,221
−HK$5,040/mo
Today · 4.125%
HK$195,261
baseline
▲ 0.50% · 4.625%
HK$205,553
+HK$10,292/mo
Deposit HK$24.34M · loan HK$36.51M · min. income ≈ HK$390,522/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,274
−HK$12,182/mo
▼ 0.25% · 3.875%
HK$200,317
−HK$6,139/mo
Today · 4.125%
HK$206,456
baseline
▲ 0.50% · 4.625%
HK$219,019
+HK$12,563/mo
Deposit HK$18.26M · loan HK$42.60M · min. income ≈ HK$412,912/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,128
−HK$11,676/mo
▼ 0.25% · 3.875%
HK$221,924
−HK$5,880/mo
Today · 4.125%
HK$227,804
baseline
▲ 0.50% · 4.625%
HK$239,812
+HK$12,008/mo
Deposit HK$18.26M · loan HK$42.60M · min. income ≈ HK$455,608/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,781
−HK$15,663/mo
▼ 0.25% · 3.875%
HK$257,550
−HK$7,894/mo
Today · 4.125%
HK$265,444
baseline
▲ 0.50% · 4.625%
HK$281,596
+HK$16,152/mo
Deposit HK$6.09M · loan HK$54.77M · min. income ≈ HK$530,888/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,878
−HK$15,013/mo
▼ 0.25% · 3.875%
HK$285,331
−HK$7,560/mo
Today · 4.125%
HK$292,891
baseline
▲ 0.50% · 4.625%
HK$308,330
+HK$15,439/mo
Deposit HK$6.09M · loan HK$54.77M · min. income ≈ HK$585,782/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,375 · Scale 2, in force from 26 Feb 2026)