LTV · monthly repayment
▼ 0.50% · 3.625%
HK$138,774
−HK$8,702/mo
▼ 0.25% · 3.875%
HK$143,090
−HK$4,386/mo
Today · 4.125%
HK$147,476
baseline
▲ 0.50% · 4.625%
HK$156,449
+HK$8,973/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$294,952/mo (50% DSR)
Upfront cash ≈ HK$33.02M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$154,384
−HK$8,341/mo
▼ 0.25% · 3.875%
HK$158,525
−HK$4,200/mo
Today · 4.125%
HK$162,725
baseline
▲ 0.50% · 4.625%
HK$171,303
+HK$8,578/mo
Deposit HK$30.43M · loan HK$30.43M · min. income ≈ HK$325,450/mo (50% DSR)
Upfront cash ≈ HK$33.02M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,528
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$171,708
−HK$5,263/mo
Today · 4.125%
HK$176,971
baseline
▲ 0.50% · 4.625%
HK$187,739
+HK$10,768/mo
Deposit HK$24.34M · loan HK$36.52M · min. income ≈ HK$353,942/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,261
−HK$10,009/mo
▼ 0.25% · 3.875%
HK$190,230
−HK$5,040/mo
Today · 4.125%
HK$195,270
baseline
▲ 0.50% · 4.625%
HK$205,563
+HK$10,293/mo
Deposit HK$24.34M · loan HK$36.52M · min. income ≈ HK$390,540/mo (50% DSR)
Upfront cash ≈ HK$26.93M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$194,283
−HK$12,183/mo
▼ 0.25% · 3.875%
HK$200,326
−HK$6,140/mo
Today · 4.125%
HK$206,466
baseline
▲ 0.50% · 4.625%
HK$219,029
+HK$12,563/mo
Deposit HK$18.26M · loan HK$42.60M · min. income ≈ HK$412,932/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,138
−HK$11,677/mo
▼ 0.25% · 3.875%
HK$221,935
−HK$5,880/mo
Today · 4.125%
HK$227,815
baseline
▲ 0.50% · 4.625%
HK$239,824
+HK$12,009/mo
Deposit HK$18.26M · loan HK$42.60M · min. income ≈ HK$455,630/mo (50% DSR)
Upfront cash ≈ HK$20.84M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$249,792
−HK$15,665/mo
▼ 0.25% · 3.875%
HK$257,562
−HK$7,895/mo
Today · 4.125%
HK$265,457
baseline
▲ 0.50% · 4.625%
HK$281,609
+HK$16,152/mo
Deposit HK$6.09M · loan HK$54.77M · min. income ≈ HK$530,914/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$277,892
−HK$15,013/mo
▼ 0.25% · 3.875%
HK$285,344
−HK$7,561/mo
Today · 4.125%
HK$292,905
baseline
▲ 0.50% · 4.625%
HK$308,345
+HK$15,440/mo
Deposit HK$6.09M · loan HK$54.77M · min. income ≈ HK$585,810/mo (50% DSR)
Upfront cash ≈ HK$8.67M (deposit + AVD stamp duty HK$2,586,498 · Scale 2, in force from 26 Feb 2026)